Write a review

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (706 reviews)

View other Zopa products

4.96

Based on 706 reviews, last reviewed 5th Mar 2025

46300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Great rates, simple to apply and use. Positive. Simple application, easy to move money around, decent rates, not only on ISA but also other savings and they are looking at other ways to offer servic... Read more Reviewed on: 5th March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (706)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

In Safe Hands.

Very easy to add and withdraw. Easy to set up and manage. Available to get hold of with any questions. Knowing my money is in safe hands. Reviewed on: 26th February 2025

Monthly Interest at a great rate

I transferred my cash ISA over and get monthly interest instead of yearly. this really helps with my cash flow. Reviewed on: 24th February 2025

It's easy.

It's easy.. that's it. My brother set it up for me, I can put in and take out when I want. Easy to access, easy to see what I've saved and spent. Reviewed on: 24th February 2025

All very efficient and an easy app to manoeuvrre

All very efficient and an easy app to manoeuvrre Reviewed on: 23rd February 2025

Great communication and easy to use app

Great communication and easy to use app Reviewed on: 23rd February 2025

My Review

Easy to use app and informative.Logging in is easy as well. Reviewed on: 23rd February 2025

Easy to transfer and good interest rate

Easy to transfer and good interest rate Reviewed on: 22nd February 2025

Easy to add and move your money via Zopa competitive...

Easy to add and move your money via Zopa competitive interest rates makes Zopa a good choice Reviewed on: 17th February 2025

Extremely easy to use.

Extremely easy to use. Clear straight forward app and not too much sales stuff. Reviewed on: 17th February 2025

It was clear how the product would operate.

It was clear how the product would operate. It showed an attractive interest and also that it was a variable rate and could change. I liked the fact that I could bring in my ISAs from other providers. Reviewed on: 16th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Moneybox app 4.94 from 716 reviews
Lifetime ISA
from Paragon Bank 5.00 from 1 reviews
Cash ISA
from NatWest 4.09 from 92 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub