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Zopa: Cash ISA reviews

4.96
Based on 707 reviews, last reviewed 6th Mar 2025
46400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Zopa gives high value interest on cash isa's. Zopa gives high value interest on cash isa's. It was easy to set up an account which was in a user friendly manner using the Zopa app. I have found th... Read more Reviewed on: 6th March 2025
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Frank W

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
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Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (707)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

5
Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Great performing ISA. Hassle free operation

5
Easy to set up and administer with a great return. Well done Zopa Reviewed on: 19th January 2025

Simple to use, app works well!

5
Simple to use, app works well!. Would recommend. ,................................................... Reviewed on: 18th January 2025

One of the most reliable banking apps I've used

5
One of the most reliable banking apps I've used, everything just works and the interest rates are decent Reviewed on: 18th January 2025

Seamless - easy to use and navigate

5
Seamless - easy to use and navigate Reviewed on: 18th January 2025

I like the flexibility of the Smart ISA account.

5
I like the flexibility of the Smart ISA account. The ability to add and move money is very helpful. It is easy to use, secure and access Reviewed on: 18th January 2025

Well done Zopa !!

5
After several years with Zop a without a single hiccup and a very fair rate of return on my investments , what is there to complain about. Reviewed on: 18th January 2025

Excellent online account.

5
Excellent online account. Easy to understand and manoeuvre around the app. Excellent interest rate. Excellent update communication. cannot fault Zopa at all considering I am a person who generally banks with household named banks. Reviewed on: 18th January 2025

So easy to set up & transfer my ISA.

5
So easy to set up & transfer my ISA. Great rates - I recommended it to my daughter, who now has an account. We love the separate pots! Reviewed on: 18th January 2025

Brilliant.

5
Brilliant. Good rates. Easy to use. Reviewed on: 18th January 2025

Zopa offered the best interest rate at the time.

5
Zopa offered the best interest rate at the time. It was easy to open an account, and easy to navigate the apps Withdrawls and deposits simple to request. Overall a pleasant and hassle free experience. Reviewed on: 18th January 2025

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