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Zopa: Cash ISA reviews

4.94
Based on 1,261 reviews, last reviewed 15th Jun 2025
10% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1261)

Easy to use good interest rates , easy to contact by...

5
Easy to use good interest rates , easy to contact by phone , easy app. Reviewed on: 18th April 2025

Flexibility

5
Great app easy to use and very flexible Reviewed on: 18th April 2025

Excellent

5
Really happy with my account, moving money and rates given. Reviewed on: 18th April 2025

I opened a cash isa with Zopa.

5
I opened a cash isa with Zopa. The rates are good and the transactions are smooth Reviewed on: 18th April 2025

Easy to set up and good communication

5
Easy to set up and good communication Reviewed on: 18th April 2025

Constantly improving their APP through listening to...

5
Constantly improving their APP through listening to what their customer wants Reviewed on: 18th April 2025

Very good interest rates Easy to navigate the app Co...

5
Very good interest rates Easy to navigate the app Communication very good Reviewed on: 18th April 2025

Ordinary saver meets exceptional bank

5
I have only ever invested in fixed rate ISA’S previously, so it has been eye opening to see my ISA grow in value every month when the interest and bonus interest is added. Zopa offers a really good banking and saving service with products to suit all. The staff are always keen to help with any queries and support me. Reviewed on: 18th April 2025

User-friendly App.

5
User-friendly App. Ease account opening and set-up; Good rates for different savings accounts including ISAs. Reviewed on: 18th April 2025

Good rate, flexible isa.

4
Good rate, flexible isa. Different isa pot. Only issue is transfer out, you have to wait for the all fixed term pot to become access isa pot, only then you can transfer. Reviewed on: 17th April 2025

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