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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

Easy to use and no problems.

5
Easy to use and no problems. Have used this bank for several years and not encountered any difficulties. Reviewed on: 16th January 2026

It was easy to open a fixed rate ISA with Zopa & tra...

5
It was easy to open a fixed rate ISA with Zopa & transfer in funds from my previous provider. The Zopa banking app makes it easy to access my account. Reviewed on: 16th January 2026

Highly recommended

5
Very easy to use and good rates, would recommend to anyone, most of our family use Zopa and all are very impressed Reviewed on: 16th January 2026

App easy to use and range of products excellent.

5
App easy to use and range of products excellent. Reviewed on: 16th January 2026

Love Zopa

5
Very positive, easy to use app and clear explanation of products and terms Reviewed on: 16th January 2026

Excellent!

5
The Zopa App is so easy to use and moving money around is simple. Communication is excellent. I would highly recommend Zopa. Reviewed on: 16th January 2026

Zopa is just very easy to use, very flexible and giv...

5
Zopa is just very easy to use, very flexible and gives you good control of your finances. Reviewed on: 16th January 2026

No hassle, easy to set up!

5
No hassle, easy to set up! I love having separate pots - really helps me keep my saving focused. Reviewed on: 16th January 2026

Very easy to use app and competitive interest rate.

5
Very easy to use app and competitive interest rate. Reviewed on: 16th January 2026

Easy to use app.

5
Easy to use app. Chat facility was great help. Reviewed on: 16th January 2026

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