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Zopa: Cash ISA reviews

4.94
Based on 1,261 reviews, last reviewed 15th Jun 2025
10% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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4%
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Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1261)

Very Easy Cash ISA

5
Very easy to set up, very easy to add/withdraw money, very easy to administer overall and very easy to like. Reviewed on: 17th April 2025

Easy to use app and great communication

5
Easy to use app and great communication Reviewed on: 17th April 2025

Great app and great interest rates.

5
Great app and great interest rates. Good customer communication. Reviewed on: 17th April 2025

Easy banking

5
Easy to use, set up, clear & transparent Reviewed on: 17th April 2025

Easy to manage through app.

5
Easy to manage through app. Can take a while to get to speak to someone if you have a question, but knowledgeable staff once you to make contact. Reviewed on: 17th April 2025

Easy to manage account via the App

5
Easy to manage account via the App and transfer monies Reviewed on: 17th April 2025

Zopa savings accounts

5
Excellent service, a bit slow on the phones. Reviewed on: 17th April 2025

Highly recommend this company

5
From the start they have been excellent both customer service and interest rates. I thoroughly recommend them! Reviewed on: 17th April 2025

Probably the best bank I have ever used!

5
Zopa seems to be going places and it’s good to be in at the beginning. Zopa interest rates are some of the best available and the app makes managing my current and savings accounts extremely easy. It’s also great to see your interest growing daily and then get it paid into your account each month. I can also get interest in my current account. Every little helps right? I have moved all my savings into Zopa to make the most of money and I plan to start using my current account as my main money account. I’m a very fussy customer but have to score Zopa 10/10 for their accounts, ease of set up and use and so far, I am a very happy and a satisfied customer Reviewed on: 17th April 2025

Simple to navigate accounts.

5
We have had an isa and savings account. Very easy to navigate and so easy to transfer money from bank account and between savings. Reviewed on: 17th April 2025

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