Smart Money People Logo

Zopa: Fixed Term Savings Account reviews

4.93
Based on 1,638 reviews, last reviewed 3rd Mar 2025
19000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fixed term savings made easy I am very happy with the service I have received with my fixed term savings. I have rolled over to another year with a competitive rate and the whole ... Read more Reviewed on: 3rd March 2025
Liz's avatar
Liz

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed Term Savings Account reviews (1638)

Review of the Zopa, Fixed Term Savings Account:

Zopa is easy to use, offers great interest and produ...

5
Zopa is easy to use, offers great interest and products. I’ve been a member since the early days of peer to peer lending, I do wish they still did that as it was an interesting way to invest, but the products they have now are better than anything I’ve seen in the market. Reviewed on: 1st March 2025

Good Service, good interest

5
So far it has been easy to deposit money and to follow its progress. The interest rates have been good, better than my working bank Reviewed on: 13th April 2024

Trusted banking app

5
Never had any issues with the bank. Very user friendly. Seem to be a bank on your side Reviewed on: 13th April 2024

Great addition to UK finance facilities

5
Easy to set up an account on their app and monitor your accounts instantly.. Competitive interest rates. Reliable access. Reviewed on: 13th April 2024

Can save money in different pots

5
Can save money in different pots Reviewed on: 12th April 2024

Excellent service, great advice and good interest ra...

5
Excellent service, great advice and good interest rates. Reviewed on: 12th April 2024

A simple and easy to use app giving good returns

5
A simple and easy to use app giving good returns Reviewed on: 12th April 2024

Opened an ISA very simple although rate was not as m...

4
Opened an ISA very simple although rate was not as much as was advertised Reviewed on: 12th April 2024

Easy to use website that make setting up the account...

5
Easy to use website that make setting up the account a very simple process for someone who was concerned about web savings accounts. Reviewed on: 12th April 2024

Really easy to deal with.

5
Really easy to deal with. App works well, real people to speak to if needed Reviewed on: 12th April 2024

Excellent returns on my savings, easy to use online...

5
Excellent returns on my savings, easy to use online to check progress Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products