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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Great service

I have been with Zopa for over 6 years now, and their products have great results. Their customer service is second to none! Reviewed on: 15th April 2021

Fixed term savings

Very easy to set up, with a great saving rate, and simple to track Reviewed on: 11th April 2021

The best rates at no risk

Zopa offers a choice of fixed-term bonds at top rates of interest, all protected by the FSCS compensation scheme. I know exactly where I stand, and it's completely safe. Reviewed on: 9th April 2021

Good

Very easy to set up Savings account, good customer service and reasonable interest given the saving climate Reviewed on: 9th April 2021

Simple, speedy and a good rate

The application process was quick and simple (I was already known to Zopa through holding other products) and the rate attractive. A no-brainer! Reviewed on: 8th April 2021

Reliable PtP

We've had a Peer to Peer account with Zopa for some years and they've never let us down. Reviewed on: 8th April 2021

Great online savings, with a fantastic customer focused team

Love this company. I have been saving with them for nearly 10 years with there other products and they just keep improving. Reviewed on: 8th April 2021

Great Saving Medium

Have been using Zopa fro nearyl 10 years. Good interest rates and relaible company to deal with Reviewed on: 8th April 2021

They care of their clients

Happy to do business with them. Shown professionalism throughout my dealings with them. Reviewed on: 8th April 2021

Easy to use

Easy to use. Good interest for savers compared to banks and building societies. Reviewed on: 8th April 2021

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