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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Reliable PtP

We've had a Peer to Peer account with Zopa for some years and they've never let us down. Reviewed on: 8th April 2021

Great online savings, with a fantastic customer focused team

Love this company. I have been saving with them for nearly 10 years with there other products and they just keep improving. Reviewed on: 8th April 2021

Great Saving Medium

Have been using Zopa fro nearyl 10 years. Good interest rates and relaible company to deal with Reviewed on: 8th April 2021

They care of their clients

Happy to do business with them. Shown professionalism throughout my dealings with them. Reviewed on: 8th April 2021

Easy to use

Easy to use. Good interest for savers compared to banks and building societies. Reviewed on: 8th April 2021

great company always ready to discuse and help

easy no problems and great contact Reviewed on: 8th April 2021

Thumps Up

Has done well.will use again.thanks Reviewed on: 8th April 2021

good rate of interest

Offers a good rate of interest, and easy online application. Reviewed on: 8th April 2021

Long time user of Zopa

Adding fixed term loans to their offer shows a company aiming at increasing it's offer to the public. Reviewed on: 8th April 2021

Great company and returns.

I have been an investor in ZOPA for 8 years and in that time the returns have been well above the market norm. You will experience losses but the key is to hold your nerve as this even out over time. Recommended. Reviewed on: 8th April 2021

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