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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Excellent account

Easy to apply, easy to check, good support and good interest. Reviewed on: 15th April 2021

Always been reliable

Good choice of timeframes for locking your savings away from the chancellor! Reviewed on: 15th April 2021

Easy,friendly,informative!

Straight forward,all explained,nothing hidden,your money grows! Reviewed on: 15th April 2021

Best Returns

I have been investing with Zopa for quite a few years and have always received excellent returns (despite not having a clue about investments!) I would definitely recommend them to friends and family. Reviewed on: 15th April 2021

Good secure account now together with great rates

Started investing with their peer to peer account and very good rates and added their secure fixed rate investment. Much better than the ‘high street banks’. Reviewed on: 15th April 2021

Reassuringly Professional

I have happily trusted a portion of my folio to Zopa for the last 5 years. Great returns and I feel fairly confident that my investment is secure. Reviewed on: 15th April 2021

Simple straightforward plan

I set this plan up last August. It was very straightforward, offered a competitive rate and was on the system without any fuss. Reviewed on: 15th April 2021

best p2p

very good service and good communication staff Reviewed on: 15th April 2021

Top company

I have been with Zopa now for quite a few years and I can't think of anything negative about this company. I can highly recommend it to borrowers or lenders. Reviewed on: 15th April 2021

Excellent

Reliable and very good returns. A better interest rate than elsewhere Reviewed on: 15th April 2021

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