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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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7%
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0%
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Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy,friendly,informative!

5
Straight forward,all explained,nothing hidden,your money grows! Reviewed on: 15th April 2021

Best Returns

4
I have been investing with Zopa for quite a few years and have always received excellent returns (despite not having a clue about investments!) I would definitely recommend them to friends and family. Reviewed on: 15th April 2021

Good secure account now together with great rates

5
Started investing with their peer to peer account and very good rates and added their secure fixed rate investment. Much better than the ‘high street banks’. Reviewed on: 15th April 2021

Reassuringly Professional

5
I have happily trusted a portion of my folio to Zopa for the last 5 years. Great returns and I feel fairly confident that my investment is secure. Reviewed on: 15th April 2021

Simple straightforward plan

5
I set this plan up last August. It was very straightforward, offered a competitive rate and was on the system without any fuss. Reviewed on: 15th April 2021

best p2p

5
very good service and good communication staff Reviewed on: 15th April 2021

Top company

5
I have been with Zopa now for quite a few years and I can't think of anything negative about this company. I can highly recommend it to borrowers or lenders. Reviewed on: 15th April 2021

Excellent

5
Reliable and very good returns. A better interest rate than elsewhere Reviewed on: 15th April 2021

Great service

4
I have been with Zopa for over 6 years now, and their products have great results. Their customer service is second to none! Reviewed on: 15th April 2021

Fixed term savings

4
Very easy to set up, with a great saving rate, and simple to track Reviewed on: 11th April 2021

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