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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Reassuringly Professional

I have happily trusted a portion of my folio to Zopa for the last 5 years. Great returns and I feel fairly confident that my investment is secure. Reviewed on: 15th April 2021

Simple straightforward plan

I set this plan up last August. It was very straightforward, offered a competitive rate and was on the system without any fuss. Reviewed on: 15th April 2021

best p2p

very good service and good communication staff Reviewed on: 15th April 2021

Top company

I have been with Zopa now for quite a few years and I can't think of anything negative about this company. I can highly recommend it to borrowers or lenders. Reviewed on: 15th April 2021

Excellent

Reliable and very good returns. A better interest rate than elsewhere Reviewed on: 15th April 2021

Great service

I have been with Zopa for over 6 years now, and their products have great results. Their customer service is second to none! Reviewed on: 15th April 2021

Fixed term savings

Very easy to set up, with a great saving rate, and simple to track Reviewed on: 11th April 2021

The best rates at no risk

Zopa offers a choice of fixed-term bonds at top rates of interest, all protected by the FSCS compensation scheme. I know exactly where I stand, and it's completely safe. Reviewed on: 9th April 2021

Good

Very easy to set up Savings account, good customer service and reasonable interest given the saving climate Reviewed on: 9th April 2021

Simple, speedy and a good rate

The application process was quick and simple (I was already known to Zopa through holding other products) and the rate attractive. A no-brainer! Reviewed on: 8th April 2021

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