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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Great ethos, customer service and rates

The idea behind Zopa, offering affordable loans to everyone, is great. The company is really well (and ethically) run. Customer service, as a lender, has been great. They are not intrusive in marketing their products and the rates they offer are good for both borrowers and lenders. Reviewed on: 15th February 2021

The Simplest Savings Account I Have Come Across

An easy savings account to set up if you are already a member of the Zopa platform, and its fscs protected, which is great. Reviewed on: 15th February 2021

Friendly

Seems like a company that will listen to me and is not too big to ignore the little people. Reviewed on: 15th February 2021

A great rating for great rates.

Simple, easy-to-use and offering an extremely competitive return! Oh, and did I mention that they're very friendly and helpful? Reviewed on: 15th February 2021

Great new credit card!

App is smooth and simple with great features especially considering its only recently launched! Reviewed on: 7th February 2021

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