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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Zopa is 'the' People's Bank

Zopa do not try to kid you or patronise you, they talk with you not to you. Reviewed on: 15th February 2021

Very competitive rates

Very easy to open account with 2 week window to add funds. Interest paid on any money added before start date. Easy to understand terms and regular updates. Best rates available when compared with other providers. Reviewed on: 15th February 2021

Saving made simple

First off, the interest rate is probably the best around thats if you accept they are all diabolical! Opening the account was a doddle online especially as I am a long term Peer to ever investor. But mostly its because I feel secure online with Zopa, don't ask me why but I guess its just the overall Zopa experience Reviewed on: 15th February 2021

A good interest rate

A good interest rate from a reliable company Reviewed on: 15th February 2021

Great Customer experience

Simple to use Clear Communication, Everything works as it should Reviewed on: 15th February 2021

So straightforward

I set up the Zopa savings account with a few clicks. The rate was very competitive and the information given is very clear. I recommend this heartily. Reviewed on: 15th February 2021

very good

easy to open good rate couldnt ask for anything else, simple to keep a track of Reviewed on: 15th February 2021

Better return for a bit more risk

Communication clear and concise. Awareness of what people want without hiding the additional risk Reviewed on: 15th February 2021

easy of use online

Never a problem normally for access of information. Reviewed on: 15th February 2021

SUPER ZOPA

Great interest and personal service Reviewed on: 15th February 2021

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