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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

A good interest rate

A good interest rate from a reliable company Reviewed on: 15th February 2021

Great Customer experience

Simple to use Clear Communication, Everything works as it should Reviewed on: 15th February 2021

So straightforward

I set up the Zopa savings account with a few clicks. The rate was very competitive and the information given is very clear. I recommend this heartily. Reviewed on: 15th February 2021

very good

easy to open good rate couldnt ask for anything else, simple to keep a track of Reviewed on: 15th February 2021

Better return for a bit more risk

Communication clear and concise. Awareness of what people want without hiding the additional risk Reviewed on: 15th February 2021

easy of use online

Never a problem normally for access of information. Reviewed on: 15th February 2021

SUPER ZOPA

Great interest and personal service Reviewed on: 15th February 2021

Power of Attorney

The information provided to register P of A was good Reviewed on: 15th February 2021

Best savings plan in last 12 months

I spend a fair amount of time looking at savings interest rates and trying to move money accordingly. I have been a Zopa investor for some years so was very interested in a fixed savings account when it was just an idea, despite the naysayers. Ithas been a prudent investment and I will have no hesitation in renewing my fixed rate savings account for a further amount of time when this one ends. Reviewed on: 15th February 2021

Easy

Easy to set up and manage online Reviewed on: 15th February 2021

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