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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy link for Zopa P2P customer to Zopa Bank

Zopa offered an easy link for existing customers to Zopa Bank. The fixed rate offered was very attractive and the process for joining was very simple. A rare instance of a financial provider keeping its promise. Reviewed on: 15th February 2021

Easy to use and see where your money goes

As an investor feels good to lend people money without them having to resort to extortionate credit card interest, and you get a better return on your money than corporate high street banks, who in turn lend out your money. Reviewed on: 15th February 2021

Great experience, simple to use, easy to understand

Invested in the original FTS and pleased at rate,ease of use and ability to track.customer help was excellent when I needed an update on their systems Reviewed on: 15th February 2021

Excellent...

Been with Zopa for years and they just keep delivering... Reviewed on: 15th February 2021

Simply the best

I started off investing in peer to peer and ISA peer to peer, and as soon as the termed savings came when the bank started, it was a no brainer. I get regular calls to see if I am happy, regular emails. Alot of the more well established banks could take a leaf out of Zopa's book. Happy bunny! Reviewed on: 15th February 2021

WEATHERING THE STORM

Zopa have provided a comforting level of confidence throughout the current unprecedented financial storm. They are innovative, informative and friendly. Their website has been revamped several times over the years keeping it relevant and up to date. I am pleased to be now be a long standing customer. Reviewed on: 15th February 2021

Does what it said on the tin

Does what it said on the tin as they say in the Ronseal ads Reviewed on: 15th February 2021

Zopa is 'the' People's Bank

Zopa do not try to kid you or patronise you, they talk with you not to you. Reviewed on: 15th February 2021

Very competitive rates

Very easy to open account with 2 week window to add funds. Interest paid on any money added before start date. Easy to understand terms and regular updates. Best rates available when compared with other providers. Reviewed on: 15th February 2021

Saving made simple

First off, the interest rate is probably the best around thats if you accept they are all diabolical! Opening the account was a doddle online especially as I am a long term Peer to ever investor. But mostly its because I feel secure online with Zopa, don't ask me why but I guess its just the overall Zopa experience Reviewed on: 15th February 2021

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