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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Simple, straightforward and competitive rates

I have used Zola previously and found them excellent, so I was pleased to find out they were offering fixed term savings. The rates were favourably competitive in the current situation and I have confidence in the process. Reviewed on: 16th February 2021

Consistent excellency

Over the years I have invested with ZOPA, the returns have been consistently higher than I could have obtained elsewhere Including other Peer to Peer platforms while the defaults by borrowers have been so small as to have been insignificant. Would I suggest this as a good Investment? My answer is YES! WITHOUT A DOUBT! Reviewed on: 16th February 2021

Zopa loan

Quick approval, great low rate, great app to manage loan. Would use again. Reviewed on: 16th February 2021

Great service

We are kept informed about the progress of investments and the rates are as competitive as others too. Reviewed on: 16th February 2021

Easy to set up and the best returns.

Interest rates are the best available, and the website is easy to use to set up savings accounts.I've had no problems during several years. Reviewed on: 16th February 2021

good rate of interest

when I took out my bonds they were offering the best interest rate in the market place. Reviewed on: 16th February 2021

A safe place to earn interest from unused cash.

Whether a large or small investor Zopa provides competitive returns. The website is jargon free, but you are still welcome to make phone contact! Reviewed on: 15th February 2021

Above average rates and great communication

Regular updates by email made sure I didn't miss the launch of new products and clear explanations of lending practices inspire confidence. Website is very easy to navigate. Reviewed on: 15th February 2021

Very good service

Very good service that is easy to understand. Reviewed on: 15th February 2021

Just Works

Can't fault Zopa at all. The web site is easy and informative, the returns are good and the loans are diversified, what more could you expect from a peer 2 peer company. Reviewed on: 15th February 2021

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