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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

An idea savings vehicle

5
Absolutely no problem setting up Reviewed on: 16th March 2021

Refreshing

5
Simple and straight forward with no bull. Reviewed on: 16th March 2021

Only the Best

5
I have been with these guys from the beginning and a lot of prep goes into any decision made with fantastic results, the only company for me Reviewed on: 16th March 2021

Good rate of interest

5
Easy to set up. Interest rate is above average Reviewed on: 16th March 2021

Easy to set up

5
The account gives good rates and easy setting up. No fuss and all the benefits and none of the hassle of a high street bank. Reviewed on: 16th March 2021

Thanks for quick and easy saving

5
Thanks for your easy to access saving Reviewed on: 16th March 2021

Super Zopa

5
Great website. Decent returns so far. Reviewed on: 16th March 2021

Rates, rates, rates.

5
A simple product that beats my Big Bank by a large margin. Reviewed on: 20th February 2021

MR B

5
Very easy to set up but with enough security checks to make you feel safe. Very quick transfers of money and for the times an excellent interest rate. Reviewed on: 17th February 2021

Quick, easy and safe. Thanks Zopa.

5
Opening my account with Zopa was very straightforward and friction-free. Just what I wanted. Job done. Reviewed on: 16th February 2021

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