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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Good &helpfull

Others are packing up but zopa keeps going Reviewed on: 16th March 2021

Good headline rate

The account was very easy to open and the interest offered was competitive. Reviewed on: 16th March 2021

Savings bond is a useful addition to Zopa

I have used Zopa peer to peer investments for several years, the interest rate is better those offered by banks/building societies. Very happy with service Reviewed on: 16th March 2021

great service, good returns

I've been a saver with Zopa for a while, and this is a really good addition to their portfolio. Its easy to invest and gives pretty good returns Reviewed on: 16th March 2021

well organised and presented

easy to apply for and set up. Very easy to monitor each month - a good product. Reviewed on: 16th March 2021

Leading saving rates

Easy to use website offering very leading savings rate. Reviewed on: 16th March 2021

Outstanding Customer Offerings

Zopa offers a range of products making it very appropriate for those individuals that seek a variety of products under one roof. The website is very easy to use. Overall, a very satisfying experience and highly recommended. Reviewed on: 16th March 2021

Great App, customer service and rates

Already had a personal loan with Zopa when I saw they were offering a fixed term savings account. Amazingly easy to open and manage account via App. Clear information and good customer services, thoroughly recommend. Reviewed on: 16th March 2021

Very efficient and good interest rate.

When ZOPA introduced their new Fixed Term Savings account they introduced a product that offered a very competitive interest rate. The process of application and subscribing to this was very easy. I would thoroughly recommend this product - I only gave 9 under recommendation as I am generally very cautious about recommending financial products to friends/family - 9 would therefore be much higher than I would normally give. Reviewed on: 16th March 2021

Easy to open the account

So easy to open, I received emails throughout the process. Great rate. Reviewed on: 16th March 2021

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