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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Friendly,efficient new comer

No query unanswered, friendly efficient and thoroughly professional.I have absolute confidence in them to manage my money Reviewed on: 16th March 2021

Low-risk, high yield investment

For some time, banks and building societies have been offering derisory interest rates - even on long-term deposits. ZOPA offers excellent returns with minimal risk. Thoroughly recommended. Reviewed on: 16th March 2021

Trust and value

I've been saving with Zopa for some time and find their products excellent value and their service dependable and helpful. Reviewed on: 16th March 2021

Easy Platform with Bank Security

Zopa fixed rate return is pretty good and gives the security of a banking licence to the platform. Reviewed on: 16th March 2021

Excellent

Excellent service and a good rate of interest. Reviewed on: 16th March 2021

Strength to Strength

When I first opened my Classic account in November 2013, I could never have guessed just how good Zopa was going to be. From that small classic account through Plus, Isa and now savings account, I wonder where Zopa is. going next. Going from Strength to Strength. Reviewed on: 16th March 2021

Excellent and trusted provider

I have a fixed rate savings bond with Zopa. I found it easy to use and complete the online application forms. The Zopa app provides excellent information regarding my investment. Would recommend this company to my family and friends. Reviewed on: 16th March 2021

Easy to set up

I already lend money with Zopa and I thought I would try a fixed term savings account. It was easy to set up and the interest rate is better than most. Reviewed on: 16th March 2021

First class saving

I am happy with my Zopa accounts, particularly the fixed term saver which has a higher than average interest rate. Reviewed on: 16th March 2021

Excellent interest rate

I've been a Zopa customer for several years, I would defenatly recommend them. Reviewed on: 16th March 2021

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