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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Most reliable P2P Co. Turns best FT savings banker

Having had ZOPA P2P investments for a few years and never been let down by this company, I'm now thrilled to have FSCS guaranteed FT savings with them. The website which Zopa uses also enables me to see all my investment and savings transactions in one space, plus setting this all up was a breeze. The icing on the cake was that ZOPA quoted the best interest rates in the market and as a bonus applied my returns from the day I signed up for the savings account, yes that's right, even before funds were committed from my current account! I'm one highly satisfied customer, thank you ZOPA. Reviewed on: 17th March 2021

Satisfied Saver

I have been saving with Zopa peer to peer lending for a number of years and recently opened fixed rate savings accounts. Overall, it has been a good investment with an easy to use web site. Recommended. Reviewed on: 16th March 2021

Good rates on a secure investment.

Good web site and good communications. Reviewed on: 16th March 2021

Easy to use app & website and competitive rates

I found the Zoo's fixed term account easy to understand and apply for and the interest rate was competitive. I've invested via Zopa for a few years and found their service to be very good. Reviewed on: 16th March 2021

Reliable over many years

Excellent communication and understandable website and good telephone response to queries Reviewed on: 16th March 2021

very easy to set up and competitive rates

very easy to set up and competitive rates Reviewed on: 16th March 2021

No messing.

Simply a straight forward service offering a fair deal. Simple! Reviewed on: 16th March 2021

Easy !!!

It was such an easy steps to set up my savings account. No worries about anything with Zopa ! Reviewed on: 16th March 2021

Excellent service, secure, and good interest rates

Easy to access / sign up, and then regular information. Couldn't ask for more - and if there's a query, it's dealt with speedily Reviewed on: 16th March 2021

Good returns

Good financial returns and helpful staff when enquirers have been made Reviewed on: 16th March 2021

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View resource hub

Zopa: Fixed term savings account reviews

500% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Fixed term savings account now

Zopa Fixed term savings account reviews (1790)

Most reliable P2P Co. Turns best FT savings banker

Satisfied Saver

Good rates on a secure investment.

Easy to use app & website and competitive rates

Reliable over many years

very easy to set up and competitive rates

No messing.

Easy !!!

Excellent service, secure, and good interest rates

Good returns

Review Zopa: Fixed term savings account now

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