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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Competitive rate and simple process

Very easy to open Zopa's new fixed term account, then just sit back and see the interest flow in each month! Reviewed on: 17th March 2021

Excellent

Best return on a 1yr fixed rate bond that is protected. Quick and easy to set up. Reviewed on: 17th March 2021

Great service

Zopa has given great service and savings returns have always been above most institutions. Reviewed on: 17th March 2021

Easy and communicative

Very easy to set up,good communication and interest rate excellent. Reviewed on: 17th March 2021

Good rates for the longer term

ZOPA the longest available p2p now offer good fixed rates on easy to use platform Reviewed on: 17th March 2021

Most reliable P2P Co. Turns best FT savings banker

Having had ZOPA P2P investments for a few years and never been let down by this company, I'm now thrilled to have FSCS guaranteed FT savings with them. The website which Zopa uses also enables me to see all my investment and savings transactions in one space, plus setting this all up was a breeze. The icing on the cake was that ZOPA quoted the best interest rates in the market and as a bonus applied my returns from the day I signed up for the savings account, yes that's right, even before funds were committed from my current account! I'm one highly satisfied customer, thank you ZOPA. Reviewed on: 17th March 2021

Satisfied Saver

I have been saving with Zopa peer to peer lending for a number of years and recently opened fixed rate savings accounts. Overall, it has been a good investment with an easy to use web site. Recommended. Reviewed on: 16th March 2021

Good rates on a secure investment.

Good web site and good communications. Reviewed on: 16th March 2021

Easy to use app & website and competitive rates

I found the Zoo's fixed term account easy to understand and apply for and the interest rate was competitive. I've invested via Zopa for a few years and found their service to be very good. Reviewed on: 16th March 2021

Reliable over many years

Excellent communication and understandable website and good telephone response to queries Reviewed on: 16th March 2021

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