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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

very easy to set up and competitive rates

very easy to set up and competitive rates Reviewed on: 16th March 2021

No messing.

Simply a straight forward service offering a fair deal. Simple! Reviewed on: 16th March 2021

Easy !!!

It was such an easy steps to set up my savings account. No worries about anything with Zopa ! Reviewed on: 16th March 2021

Excellent service, secure, and good interest rates

Easy to access / sign up, and then regular information. Couldn't ask for more - and if there's a query, it's dealt with speedily Reviewed on: 16th March 2021

Good returns

Good financial returns and helpful staff when enquirers have been made Reviewed on: 16th March 2021

Friendly,efficient new comer

No query unanswered, friendly efficient and thoroughly professional.I have absolute confidence in them to manage my money Reviewed on: 16th March 2021

Low-risk, high yield investment

For some time, banks and building societies have been offering derisory interest rates - even on long-term deposits. ZOPA offers excellent returns with minimal risk. Thoroughly recommended. Reviewed on: 16th March 2021

Trust and value

I've been saving with Zopa for some time and find their products excellent value and their service dependable and helpful. Reviewed on: 16th March 2021

Easy Platform with Bank Security

Zopa fixed rate return is pretty good and gives the security of a banking licence to the platform. Reviewed on: 16th March 2021

Excellent

Excellent service and a good rate of interest. Reviewed on: 16th March 2021

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