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Zopa: Fixed term savings account reviews

4.92
Based on 1,786 reviews, last reviewed 15th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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7%
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0%
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Latest highest rating:

5

Its easy to use and helps u save big Its easy to use and helps u save big Reviewed on: 15th January 2026
Chevron Darlington's avatar
Chevron Darlington

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1786)

Reliable over many years

5
Excellent communication and understandable website and good telephone response to queries Reviewed on: 16th March 2021

very easy to set up and competitive rates

5
very easy to set up and competitive rates Reviewed on: 16th March 2021

No messing.

5
Simply a straight forward service offering a fair deal. Simple! Reviewed on: 16th March 2021

Easy !!!

5
It was such an easy steps to set up my savings account. No worries about anything with Zopa ! Reviewed on: 16th March 2021

Excellent service, secure, and good interest rates

5
Easy to access / sign up, and then regular information. Couldn't ask for more - and if there's a query, it's dealt with speedily Reviewed on: 16th March 2021

Good returns

5
Good financial returns and helpful staff when enquirers have been made Reviewed on: 16th March 2021

Friendly,efficient new comer

5
No query unanswered, friendly efficient and thoroughly professional.I have absolute confidence in them to manage my money Reviewed on: 16th March 2021

Low-risk, high yield investment

4
For some time, banks and building societies have been offering derisory interest rates - even on long-term deposits. ZOPA offers excellent returns with minimal risk. Thoroughly recommended. Reviewed on: 16th March 2021

Trust and value

5
I've been saving with Zopa for some time and find their products excellent value and their service dependable and helpful. Reviewed on: 16th March 2021

Easy Platform with Bank Security

4
Zopa fixed rate return is pretty good and gives the security of a banking licence to the platform. Reviewed on: 16th March 2021

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