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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to join

4
In this day and age to get a decent interest rate is hard . Zopa managed it for me. Reviewed on: 17th March 2021
Dave Mason's avatar
Dave Mason

Great company and products

5
Unusually, they perform well and keep you well informed. Reviewed on: 17th March 2021
B Smith's avatar
B Smith

Trustworthy Zopa is easy to use

5
I have found Zopa to be very open and transparent in all their online communications and e-mails. Their fixed-term savings account was easy to set up and offered very competitive rates. It's easy to see from Zopa's online Dashboard how all of my savings and peer-to-peer accounts are performing. Reviewed on: 17th March 2021
Ian B's avatar
Ian B

Zopa savings

5
I am loathe to recommend any financial product but if pressed I would advise my positive experience with Zopa. Reviewed on: 17th March 2021
Colin Nicholson's avatar
Colin Nicholson

Better returns that I could find elsewhere

5
As an existing customer this was very easy to set up and the returns are higher than I could find elsewhere. Reviewed on: 17th March 2021
Poz's avatar
Poz

Competitive rate and simple process

5
Very easy to open Zopa's new fixed term account, then just sit back and see the interest flow in each month! Reviewed on: 17th March 2021
steve h's avatar
steve h

Excellent

5
Best return on a 1yr fixed rate bond that is protected. Quick and easy to set up. Reviewed on: 17th March 2021
Chris Simmonds's avatar
Chris Simmonds

Great service

5
Zopa has given great service and savings returns have always been above most institutions. Reviewed on: 17th March 2021
Christopher ward's avatar
Christopher ward

Easy and communicative

5
Very easy to set up,good communication and interest rate excellent. Reviewed on: 17th March 2021
Peter Matthews's avatar
Peter Matthews

Good rates for the longer term

5
ZOPA the longest available p2p now offer good fixed rates on easy to use platform Reviewed on: 17th March 2021
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Joe levey

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