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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Bank on them

Excellent service, quality product, happy punter. Reviewed on: 17th March 2021

zopa tops

easy to set up the account and some of the best rates available Reviewed on: 17th March 2021

Easy to set up, secure and good rate of interest

I'm very happy with my savings being with Zopa. The rate of interest is competitive, I can keep a track online. Reviewed on: 17th March 2021

Good fixed rate

Easy to set up. The investment is protected and so far I've had a good experience with this company. Reviewed on: 17th March 2021

Good for savings, good for investments too

I have been a P2P investor with various Providers for several years and there is no doubt in my mind that Zopa offers an easy to access and review website and App. But equally important to me is a UK based call centre for when you need that odd piece of information. Reviewed on: 17th March 2021

Easy to join

In this day and age to get a decent interest rate is hard . Zopa managed it for me. Reviewed on: 17th March 2021

Great company and products

Unusually, they perform well and keep you well informed. Reviewed on: 17th March 2021

Trustworthy Zopa is easy to use

I have found Zopa to be very open and transparent in all their online communications and e-mails. Their fixed-term savings account was easy to set up and offered very competitive rates. It's easy to see from Zopa's online Dashboard how all of my savings and peer-to-peer accounts are performing. Reviewed on: 17th March 2021

Zopa savings

I am loathe to recommend any financial product but if pressed I would advise my positive experience with Zopa. Reviewed on: 17th March 2021

Better returns that I could find elsewhere

As an existing customer this was very easy to set up and the returns are higher than I could find elsewhere. Reviewed on: 17th March 2021

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