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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Simple, trustworthy, efficient

Creation of account was simple, rates good, company well organised & effective in operation. Reviewed on: 19th March 2021

Persistently reliable

Been with them for a decade now, always straightforward and sensible, my savings with Zopa have grown by more than inflation each year. Reviewed on: 19th March 2021

excellent service and well-priced product

Zopa provides clear information, prompt response to queries and offers products which recognise customers suggestions and needs. Reviewed on: 19th March 2021

Top saver

Zopa saver good rates, easy to manage on line Reviewed on: 18th March 2021

Excellent product an service

Zopa’s offer a competitive interest rate with unrivalled service. Reviewed on: 18th March 2021

Bank on them

Excellent service, quality product, happy punter. Reviewed on: 17th March 2021

zopa tops

easy to set up the account and some of the best rates available Reviewed on: 17th March 2021

Easy to set up, secure and good rate of interest

I'm very happy with my savings being with Zopa. The rate of interest is competitive, I can keep a track online. Reviewed on: 17th March 2021

Good fixed rate

Easy to set up. The investment is protected and so far I've had a good experience with this company. Reviewed on: 17th March 2021

Good for savings, good for investments too

I have been a P2P investor with various Providers for several years and there is no doubt in my mind that Zopa offers an easy to access and review website and App. But equally important to me is a UK based call centre for when you need that odd piece of information. Reviewed on: 17th March 2021

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