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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Zopa - great rates, good website

Zopa offer great rates and have a simple easy to use website making saving easier for all Reviewed on: 7th April 2021

Hard to beat

I’ve found zopa to offer the best rates available Reviewed on: 7th April 2021

Great comms, great company

Easy to open the account, easy to manage, good interest rate and good communications - what more could you want. Reviewed on: 7th April 2021

Okay but they make mistakes albeit they do correct them

Okay but they make mistakes albeit they do correct them. i.e. Advertised a one year rate on the website of 1.2% but gave only 1%, but after complaining they accepted their website was the issue (I gave a screen shot) and granted the 1.2%. So as I say okay but messy.. Reviewed on: 7th April 2021

Leading Rates

When I opened fixed rate savings products from Zopa for my wife and I, the rates were excellent and, despite the rates currently being lower, they are still leading the market in similar products. Reviewed on: 7th April 2021

Great and easy-to-use service

Zopa is a company I feel like I can trust, and my money has grown through them over the past years. Reviewed on: 7th April 2021

Worked a treat - good rate and App

The app is simple and tracked my savings perfectly and told me when the withdrawl would be ready. All good Reviewed on: 7th April 2021

Simple product and great service

The product was simple to set up and run, and the customer service was really helpful and compassionate. Reviewed on: 31st March 2021

Simple and easy all the way

Truly a simple to use and transparent product with a great interest rate! Reviewed on: 31st March 2021

Go

This looks very good. I'd like to open an account. Reviewed on: 29th March 2021

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