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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

good rate of interest

when I took out my bonds they were offering the best interest rate in the market place. Reviewed on: 16th February 2021

A safe place to earn interest from unused cash.

Whether a large or small investor Zopa provides competitive returns. The website is jargon free, but you are still welcome to make phone contact! Reviewed on: 15th February 2021

Above average rates and great communication

Regular updates by email made sure I didn't miss the launch of new products and clear explanations of lending practices inspire confidence. Website is very easy to navigate. Reviewed on: 15th February 2021

Very good service

Very good service that is easy to understand. Reviewed on: 15th February 2021

Just Works

Can't fault Zopa at all. The web site is easy and informative, the returns are good and the loans are diversified, what more could you expect from a peer 2 peer company. Reviewed on: 15th February 2021

A great account for your savings

As an existing customer & in these turbulent times, I was delighted to open a Fixed Term Savings account that still provides a decent return and with added security from the FCA. Reviewed on: 15th February 2021

Great service. Great savings.

Quick to arrange and set up. The app is easy to use. Reviewed on: 15th February 2021

Easy Peasy

Very easy to set up a Fixed Term Saving Account if you are already a Zopa user. Reviewed on: 15th February 2021

Easy to arrange with good rates as well

Easy to arrange with good rates as well Reviewed on: 15th February 2021

new but good

They keep you well informed, good and bad. Reviewed on: 15th February 2021

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