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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

great company always ready to discuse and help

easy no problems and great contact Reviewed on: 8th April 2021

Thumps Up

Has done well.will use again.thanks Reviewed on: 8th April 2021

good rate of interest

Offers a good rate of interest, and easy online application. Reviewed on: 8th April 2021

Long time user of Zopa

Adding fixed term loans to their offer shows a company aiming at increasing it's offer to the public. Reviewed on: 8th April 2021

Great company and returns.

I have been an investor in ZOPA for 8 years and in that time the returns have been well above the market norm. You will experience losses but the key is to hold your nerve as this even out over time. Recommended. Reviewed on: 8th April 2021

Progress with confidence.

I liked the model which is why I joined. I enjoy the way they have planned their pathway at every stage. Reviewed on: 7th April 2021

Better than the rest

Thank heavens for Zopa. Literally the only Bank where you get a decent return on your saving without the risk of losing your hard earned money. With the insurance of the FCA protection around it. Reviewed on: 7th April 2021

Great information

Zopa always keep investors well informed and up to date Reviewed on: 7th April 2021

A perfect account for me

The Zopa Fixed Term Savings Account was easy to open and I love that I can clearly see its progress online each month. Zopa's explanations prior to opening the account were straightforward and covered everything I needed to know. Reviewed on: 7th April 2021

Happy

Very reliable when you invest and withdraw your money Reviewed on: 7th April 2021

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