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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Progress with confidence.

5
I liked the model which is why I joined. I enjoy the way they have planned their pathway at every stage. Reviewed on: 7th April 2021
Thomas Haydn Edwards's avatar
Thomas Haydn Edwards

Better than the rest

5
Thank heavens for Zopa. Literally the only Bank where you get a decent return on your saving without the risk of losing your hard earned money. With the insurance of the FCA protection around it. Reviewed on: 7th April 2021
James Wallace's avatar
James Wallace

Great information

5
Zopa always keep investors well informed and up to date Reviewed on: 7th April 2021
DF's avatar
DF

A perfect account for me

5
The Zopa Fixed Term Savings Account was easy to open and I love that I can clearly see its progress online each month. Zopa's explanations prior to opening the account were straightforward and covered everything I needed to know. Reviewed on: 7th April 2021
Stephanie Jane's avatar
Stephanie Jane

Happy

5
Very reliable when you invest and withdraw your money Reviewed on: 7th April 2021
Tim's avatar
Tim

Excellent

5
Easy to use- plus friendly service if needed and good rates! Reviewed on: 7th April 2021
Frank's avatar
Frank

Great service

5
I appreciate frequent regular updates. Reviewed on: 7th April 2021
Sandra Shearn's avatar
Sandra Shearn

A great way to save

5
Zopa is a great way to save money. P2P is a fantastic positive way to support other people too. Reviewed on: 7th April 2021
EIngham's avatar
EIngham

Best for Fixed Rate Savings

5
Zopa was by far the best provider for fixed rate savings when I came to invest in a 2 year Bond last August. Reviewed on: 7th April 2021
philgl@ntlworld.com's avatar
[email protected]

Top class

5
Simple and no bull it just works. Reviewed on: 7th April 2021
David Jackson's avatar
David Jackson

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