Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

Great Provider!!!

5
Simple, well presented,easy to use,five stars! Reviewed on: 7th April 2021

Great service

5
Paying in or taking out so easy and smooth. Reviewed on: 7th April 2021

Excellent

5
Regular information every week. Always helpful when needed Reviewed on: 7th April 2021

Straightforward customer interface.

5
Easy to apply, good rate of interest and clear communications. Reviewed on: 7th April 2021

Professional, Informative and Innovative

5
Zopa has continually generated above market returns over the last 7 years. I am happy to recommend to family and friends as part of a balanced portfolio. Reviewed on: 7th April 2021

Brilliant Service

5
No problems setting up and good rate of interest Reviewed on: 7th April 2021

Reliable and responsive

4
I have been invested in Zopa for several years and have had every reason to be pleased to have done so. Zopa have performed better than their rivals in the P2P market and have provided good returns on my investment. When I needed to make a withdrawal Zopa have responded quickly and without question. Reviewed on: 7th April 2021

Good rate, good site

5
One of the best Savings Account rates and a very useful site giving full control over the account. Reviewed on: 7th April 2021

Zopa gets my vote

5
I have invested with Zopa since the company first started trading. I find them very professional, very knowledgeable on the finance front and they communicate with customers very well. Reviewed on: 7th April 2021

Excellent

5
Excellent value and service. Easy to use website Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5769 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products