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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Brilliant Service

No problems setting up and good rate of interest Reviewed on: 7th April 2021

Reliable and responsive

I have been invested in Zopa for several years and have had every reason to be pleased to have done so. Zopa have performed better than their rivals in the P2P market and have provided good returns on my investment. When I needed to make a withdrawal Zopa have responded quickly and without question. Reviewed on: 7th April 2021

Good rate, good site

One of the best Savings Account rates and a very useful site giving full control over the account. Reviewed on: 7th April 2021

Zopa gets my vote

I have invested with Zopa since the company first started trading. I find them very professional, very knowledgeable on the finance front and they communicate with customers very well. Reviewed on: 7th April 2021

Excellent

Excellent value and service. Easy to use website Reviewed on: 7th April 2021

Savings

Pretty ordinary 1 year savings account Reviewed on: 7th April 2021

Great rates and well managed

Zopa feel like the grown-ups in their market compared with their competitors. Good Rates and a straight-forward website to monitor my Zopa savings, too. Reviewed on: 7th April 2021

Easy set-up

Smooth, painless process for investing with Zopa online. Easy to understand documentation promptly supplied. Reviewed on: 7th April 2021

Simple fixed term investment with a decent interest rate

The interest rates commonly available mean we struggle to project our investment against inflation. This looks likely to continue for some years. Zopa's fixed term investment provides a solution. Simple to use with a useful, but not fantastic ... better than most banks, interest rate. The platform is easy to use and reliable ... I have been a Zopa customer for several years and not experienced any service downtime. If you do not mind setting aside access to money for a year or two then you should probably consider Zopa's fixed term savings account. Reviewed on: 7th April 2021

A great investment vehicle.

Competitive interest rates and an easy to use website. Telephone help also there from sympathetic and knowledgeable staff. Reviewed on: 7th April 2021

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