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Zopa: Fixed term savings account reviews

4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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7%
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Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Recommendations

5
Always on grand when needed, would definitely recommend to family and friends Reviewed on: 28th February 2025

Simply finance, easy, beneficial and smart

5
Simple straight forward finance. Reviewed on: 24th February 2025

all good first class service simple, easy, straigh...

5
all good first class service simple, easy, straightforward Reviewed on: 14th February 2025

From premium bonds to fixed term savings .

5
I moved some of my pensions pot from premium bonds to a Zopa fixed term account having used their shorter term savings for the past couple of years. This was straightforward to do and pays a good rate- better than I could get in my high street banks. I didn’t have to open a current account to do this. Reviewed on: 23rd January 2025

Its Brilliants Experienced so far

5
Its Brilliants Experienced so far Reviewed on: 23rd January 2025

Boost option

5
I find the boost option that I can choose a great thing allowing me to choose the level of increased interest avaiable for choice of time Reviewed on: 23rd January 2025

Great place to open accounts, manage money and all a...

5
Great place to open accounts, manage money and all at great rates. The app is so easy to you, really intuitive. Reviewed on: 21st January 2025

Easy to set up accounts

5
Easy to set up accounts and monitor savings. Clear and consise app Reviewed on: 20th January 2025

Excellent product

5
Excellent product with easy site navigation and response to transactions Reviewed on: 20th January 2025

Very good app and easy to use, and good interest sav...

5
Very good app and easy to use, and good interest saving rates Reviewed on: 20th January 2025

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