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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Newish but good

5
New but very professional and quick to action requests Reviewed on: 28th February 2025

Recommendations

5
Always on grand when needed, would definitely recommend to family and friends Reviewed on: 28th February 2025

Simply finance, easy, beneficial and smart

5
Simple straight forward finance. Reviewed on: 24th February 2025

all good first class service simple, easy, straigh...

5
all good first class service simple, easy, straightforward Reviewed on: 14th February 2025

From premium bonds to fixed term savings .

5
I moved some of my pensions pot from premium bonds to a Zopa fixed term account having used their shorter term savings for the past couple of years. This was straightforward to do and pays a good rate- better than I could get in my high street banks. I didn’t have to open a current account to do this. Reviewed on: 23rd January 2025

Its Brilliants Experienced so far

5
Its Brilliants Experienced so far Reviewed on: 23rd January 2025

Boost option

5
I find the boost option that I can choose a great thing allowing me to choose the level of increased interest avaiable for choice of time Reviewed on: 23rd January 2025

Great place to open accounts, manage money and all a...

5
Great place to open accounts, manage money and all at great rates. The app is so easy to you, really intuitive. Reviewed on: 21st January 2025

Easy to set up accounts

5
Easy to set up accounts and monitor savings. Clear and consise app Reviewed on: 20th January 2025

Excellent product

5
Excellent product with easy site navigation and response to transactions Reviewed on: 20th January 2025

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