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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Excellent interest rates, very easy to use and I lov...

Excellent interest rates, very easy to use and I love having different pots to divide my money up with Reviewed on: 28th February 2025

Really customer focused,.

Really customer focused,. The online functionality is excellent. As a service they innovate well. Reviewed on: 28th February 2025

Helpfull when needed

Good interest rates . Hope on the phone when needed Reviewed on: 28th February 2025

App so easy to navigate, brilliant company.

App so easy to navigate, brilliant company. Reviewed on: 28th February 2025

Your money, in safe hands.

I initially opened an account with Zopa, having heard about it from a friend. I was looking for something easy to use, customer centric & offering a great interest rate. Fast forward to a couple of weeks, here I am, exploring its features, adding my little pot of savings and exploring its cool features. Reviewed on: 28th February 2025

Newish but good

New but very professional and quick to action requests Reviewed on: 28th February 2025

Recommendations

Always on grand when needed, would definitely recommend to family and friends Reviewed on: 28th February 2025

Simply finance, easy, beneficial and smart

Simple straight forward finance. Reviewed on: 24th February 2025

all good first class service simple, easy, straigh...

all good first class service simple, easy, straightforward Reviewed on: 14th February 2025

From premium bonds to fixed term savings .

I moved some of my pensions pot from premium bonds to a Zopa fixed term account having used their shorter term savings for the past couple of years. This was straightforward to do and pays a good rate- better than I could get in my high street banks. I didn’t have to open a current account to do this. Reviewed on: 23rd January 2025

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