Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1795)

Amazing bank

5
Great service, instant reply, accepted for bank and card, absolutely amazing Reviewed on: 28th February 2025

As a senior citizen and not to good computer savvy I...

5
As a senior citizen and not to good computer savvy I had no trouble setting up my saver and knew that if I had a problem help would be swift with a telephone call Reviewed on: 28th February 2025

Zopa is the way forward

5
Zopa is easy to set up accounts, offers competitive rates and has a brilliant easy to use app Reviewed on: 28th February 2025

Best rates, best app and really easy to use.

5
Best rates, best app really easy to use and great customer service. I love the styling of the app too, very modern and bright. My favourite bank. Reviewed on: 28th February 2025

Easy to set up, happy with the experience

5
Easy to set up, happy with the experience Reviewed on: 28th February 2025

Excellent interest rates, very easy to use and I lov...

5
Excellent interest rates, very easy to use and I love having different pots to divide my money up with Reviewed on: 28th February 2025

Really customer focused,.

5
Really customer focused,. The online functionality is excellent. As a service they innovate well. Reviewed on: 28th February 2025

Helpfull when needed

5
Good interest rates . Hope on the phone when needed Reviewed on: 28th February 2025

App so easy to navigate, brilliant company.

5
App so easy to navigate, brilliant company. Reviewed on: 28th February 2025

Your money, in safe hands.

5
I initially opened an account with Zopa, having heard about it from a friend. I was looking for something easy to use, customer centric & offering a great interest rate. Fast forward to a couple of weeks, here I am, exploring its features, adding my little pot of savings and exploring its cool features. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products