Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1794)

Excellent product options.

5
Great app and product options. Great rates for savings. Highly recommend. Reviewed on: 20th January 2025

Very pleased with my Zopa account.

5
Very pleased with my Zopa account. Easy to access. Reviewed on: 20th January 2025

I always know how my money is fixed by using the app...

5
I always know how my money is fixed by using the app, also I know I can withdraw whenever I feel the need. But because of the great interest Zi usually choose not too, and prefer fit my money to be saved and gain interest. Reviewed on: 20th January 2025

All good from start till now.

5
All good from start till now. Not had a bad experience yet . Reviewed on: 19th January 2025

Straight forward and great interest rates.

5
Straight forward and great interest rates. very transparent Reviewed on: 19th January 2025

Amazing very good and brilliant service

5
Amazing very good and brilliant service Reviewed on: 19th January 2025

Savings account

5
Everything is online and really easy to do I’ve got a number of accounts Reviewed on: 19th January 2025

Very good and some of the staff are really great...

5
Very good and some of the staff are really great Reviewed on: 19th January 2025

Easy Access and wonderful support

5
Great Support and everything is so easy to understand Reviewed on: 18th January 2025

Top Saving

5
Top company great staff great products Reviewed on: 18th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69072 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1546 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44332 reviews
    Zopa
    View all products