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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1794 reviews)

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4.92

Based on 1,794 reviews, last reviewed 18th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Brilliant

Love the flexibility of Zopa fixed savings accounts. Ability to boost for a range of periods is great. Also Zopa have been quick to pass on increases in rates to customers Reviewed on: 18th January 2025

I like using Zopa

User friendly, competitive rates, i like its presentation… Reviewed on: 18th January 2025

Easy to use APP and access very good.

Easy to use APP and access very good. Reviewed on: 18th January 2025

Easy to use.

Easy to use. Can transfer money easily Reviewed on: 18th January 2025

Good products

Excellent rates and easy to use website. Good choice of products available. Reviewed on: 18th January 2025

I was approaching retirement and wanted to set up a...

I was approaching retirement and wanted to set up a regular amount to a 30-day fixed savings account, it couldn't have been simpler and transfers from my normal savings to my fixed 30-day account is so easy. I have access to view my savings grow month on month, and when I did contact Customer Service, they were so helpful in pointing me in the right direction in resolving my small problem. Reviewed on: 18th January 2025

Great rates

Great rates on saver pots. Easy to set up, easy to access. Had one issue, team easy to contact and quick to resolve it. App is friendly to use, looking forward to using bank account once it’s passed beta version! Reviewed on: 18th January 2025

Straightforward good savings account.

Straightforward good savings account. Good interest rates. Satisfied customer. Reviewed on: 18th January 2025

The perfect all rounder

The saving accounts are easy to understand, the rates are very competitive and the App is so simple to navigate. Reviewed on: 18th January 2025

Simple, clear, easy to use banking app.

Simple, clear, easy to use banking app. Good interest rates. Reviewed on: 18th January 2025

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