Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64806 reviews)

View other Zopa products

4.94

Based on 64,806 reviews, last reviewed 18th Apr 2025

28% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply Straight forward quick and easy to apply Reviewed on: 18th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64806)

Review of the Zopa, Personal Loan:

Eases the worry and stress

I had got sprung with a few unexpected expenses and was noticing that after using credit cards was an expensive mistake and the payments were making me struggle with everyday expenses, my own bank of 40 +years were not very helpful . My son mentioned Zopa and after an easy application I was accepted and the money was in my account shortly after this reduced my credit card payments by half and has made life worry free and easier Reviewed on: 4th March 2024

Great reliable service

I’ve never had an issue. Always been helpful , given clear explanations and guidance and prompt with response. Reviewed on: 17th April 2025

Zopa always

Website is user friendly and easy to navigate. Application process was smooth. Regular communication via email too. Reviewed on: 17th April 2025

Easy to apply no hassle.

Easy to apply no hassle. The app is informative and up to date info at a glance. would recommend Zopa Reviewed on: 17th April 2025

Loan application process was easy and after approval...

Loan application process was easy and after approval cash disbursement was immediate Reviewed on: 17th April 2025

Excellent service

The service from Zopa Loans has been faultless from the start. Everything was clearly set out and communication has been excellent from the beginning. I am informed every month when my payments are due and this helps me to keep track of my finances in an easy and clear manner. Reviewed on: 17th April 2025

Easy to deal with and loan processed quickly

Easy to deal with and loan processed quickly Reviewed on: 17th April 2025

Good experience, fast and easy.

Good experience, fast and easy. Short time for money to enter in to bank account Reviewed on: 17th April 2025

Review So helpful, very professional, quick response...

Review So helpful, very professional, quick response time, contact maintained Reviewed on: 17th April 2025

I've had two loans with zopa and both have been hass...

I've had two loans with zopa and both have been hassel free . Reviewed on: 17th April 2025

Definitely recommend

Rates were very competitive, straight forward application forms with follow up all contact details given process was smooth from start to finish nice to deal with a company like this Reviewed on: 17th April 2025

Alternative products

Personal Loan
from The Co-operative Bank 3.93 from 3 reviews
Bridging Finance
from Together Money 1.45 from 6 reviews
Home Credit
from Morses Club 2.79 from 34 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub