Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (65051 reviews)

View other Zopa products

4.94

Based on 65,051 reviews, last reviewed 23rd Apr 2025

36% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply and easy to use and communicate. Simply and easy to use and communicate. Good quick checks. No delays no hidden small prints. Reviewed on: 23rd April 2025

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65051)

Review of the Zopa, Personal Loan:

Dopamine is really good to help me

Dopamine is really good to help me Reviewed on: 22nd April 2025

Very reliable good customer service

Very reliable good customer service Reviewed on: 23rd April 2025

Highly recommend zopa

After being declined by several other lenders, I turned to Zopa as a last resort—and I’m so glad I did. Not only did they approve my loan application, but they offered me an amount that was double what I had been declined for elsewhere. The process was incredibly fast and straightforward, and I was honestly shocked at how smoothly everything went. This loan helped me consolidate my existing debts, which has made managing my finances so much easier and far less stressful. It’s genuinely been the happiest financial experience I’ve had, and I’m grateful for the support Zopa provided when others wouldn’t. Highly recommend! Reviewed on: 23rd April 2025

Decent intrest rate, quick process and transfer of f...

Decent intrest rate, quick process and transfer of funds, and the app is super easy to use Reviewed on: 23rd April 2025

Really easy and affordable to pay back

Really easy and affordable to pay back Reviewed on: 23rd April 2025

Zopa - quick and efficient

Zopa were quick and efficient. The app is very user friendly and their frequently asked questions are a useful guide and easy to understand. Reviewed on: 23rd April 2025

I was not able to afford putting carpet in my new ho...

I was not able to afford putting carpet in my new home and Zopa came to th rescue in increasing my limit Reviewed on: 23rd April 2025

Applied for a loan and was accepted straight away

Applied for a loan and was accepted straight away Reviewed on: 23rd April 2025

Try it, it’s soooooo much better than the banks

All great, highly recommend. A refreshing change to get a company who seem to focus on customer needs rather than profits and the share price. Reviewed on: 23rd April 2025

Great swift service- very transparent and easy to de...

Great swift service- very transparent and easy to deal with Reviewed on: 23rd April 2025

Easy slick application process easy to navigate app

Easy slick application process easy to navigate app Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from creditspring 4.80 from 14 reviews
Loans
from Central Credit Union 4.96 from 1582 reviews
Payday Loans
from Cashfloat 4.82 from 163 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub