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Zopa: Personal Loan reviews

4.94
Based on 64,766 reviews, last reviewed 17th Apr 2025
40% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

5* customer service Easy to deal with no hassle and very efficient Reviewed on: 17th April 2025
Natalie M's avatar
Natalie M

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64766)

Review of the Zopa, Personal Loan:

Personal loan

5
Very quick very easy to apply and granted me a unsecured loan, app has been great to use and everything very simple for me. Reviewed on: 13th January 2023

Zopa the best of the best.

5
Excellent customer service,can’t recommend enough,great rates and always there to help.applied for a personal loan on the recommendation from my wife within minutes of applying and been accepted the funds was in my account.zopa are by far the best loan company and I will definitely use again and recommend to anyone in the future Reviewed on: 17th April 2025

Seamless

5
Good communication, very quick decision and set up . Would definitely recommend have used a few times and experience was always good Reviewed on: 17th April 2025

Zopa's modern banking approach is a refreshing change

5
Zopa strike the right balance between security, trust and using modern, online facilities to deliver excellent customer experience, service and convenience. Their personal loan product was right for me, fairly priced and backed by intelligent use of customer data in order to provide targeted and relevant product and service suggestions. I have now taken a savings product and would recommend others to give Zopa a try - I believe that you will find that their modern approach is a refreshing change. Reviewed on: 17th April 2025

Very friendly service and easy to use.

5
Very friendly service and extremely easy Reviewed on: 17th April 2025

Very happy customer

5
Really pleased with service very efficient and easy to apply Reviewed on: 17th April 2025

Zopa made the experience very easy to undertake and...

5
Zopa made the experience very easy to undertake and felt well informed of process being undertaken. Reviewed on: 17th April 2025

Uncomplicated , fast and good value.

5
My experience was uncomplicated, fast and good value. Also happy with the monthly communication regarding repayment reminders. Reviewed on: 17th April 2025

Zopa Loan

5
Decision was made very quickly after providing the wanted documents Reviewed on: 17th April 2025

Always had very good experience With personal loans...

5
Always had very good experience With personal loans with Zopa Reviewed on: 17th April 2025

Zopa loan application

5
A really straightforward web site to navigate while applying for a loan. A very quick decision time and funds are deposited quickly as well. Reviewed on: 17th April 2025