Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 63,706 reviews, last reviewed 6th Mar 2025
257300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, simple and reliable loan Straightforward application, money within a few days. App to log on and check loan details anytime. Reviewed on: 6th March 2025
Sam's avatar
Sam

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63706)

Review of the Zopa, Personal Loan:

Simple and fast

5
Easy application and quick decision. Then money in the bank. Reviewed on: 22nd June 2017

I love the premise that your money gets to work for...

5
I love the premise that your money gets to work for you whilst helping someone else. The interest rates are comparable and not excessive just because they can be. I also was pleasantly surprised at their new bank account offering and top tip to save the loan payment when the loan finishes. You've managed without the money for so many years, why not let it work for you instead for a holiday or to pay off a lump sum off your mortgage. Reviewed on: 4th March 2025

Very good custozmer service

5
Very good customer service will recommend to others Reviewed on: 4th March 2025

Very helpful team happy with my loan

5
Very helpful team happy with my loan Reviewed on: 4th March 2025

Zopa gave me a really good deal for a loan that I ca...

5
Zopa gave me a really good deal for a loan that I can afford and with interest that is very competitive compared to most other loan companies! Recommend them to anyone wanting to sort their debt issues. Reviewed on: 3rd March 2025

Fast and informative very helpful and good communica...

5
Fast and informative very helpful and good communication Reviewed on: 3rd March 2025

Ease decision same day

5
So easy to do online loan therethe same day Reviewed on: 3rd March 2025

Great Experience

5
Fast and efficient very easy process and definitely a great website Reviewed on: 3rd March 2025

Great company

5
Quick, easy, excellent service, hassle free. Reviewed on: 3rd March 2025

No problems at all!

5
No problems at all! Very easy! Only problem is trying to initially get through on the phone lines Reviewed on: 3rd March 2025

Would recommend

5
I would recommend, easy to apply for a loan, you an view you loan online. Make extra payments or pay your loan of early Reviewed on: 3rd March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products