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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

It simply works well

The concept was a new one to me so I was a little uncertain to begin with, but I have found Zopa to be simple, straightforward to use and very transparent. I am now on my third Zopa loan. I also particularly like the fact that I am not bombarded with lots of emails pushing me to take on more debt. It feels very different from interactions with banks or other loan providers, and I actually like the idea that I get a good deal while helping others make the best of their savings. Reviewed on: 4th January 2018

You only need Zopa

No mess, No fuss, a fast and efficient service. Clear and concise, there really is no other choice. Reviewed on: 4th January 2018

Excellent loan for a car

Very straightforward and easy to apply. Online account gives full details of loan including where the money comes from. Got a great rate, much better than any other lender. Reviewed on: 4th January 2018

Simply Amazing

Zopa lives up to its claims of really fast set up, excellent support service and rates that you can hardly find anywhere else in the industry. Highly recommended. Reviewed on: 4th January 2018

Great loan provider

Great company with clear terms and conditions. Website is very user friendly and you can check in on your repayments, how long the loan term is and how much the balance would be if cleared. Would highly recommend :)) Reviewed on: 4th January 2018

Excellent service and cheap loans

Best value in the market and the web service is better ha. Any ther provider Reviewed on: 4th January 2018

Great loan, no issues

Easy to get the loan, no problems whatsoever. I am 4 years and 4 months into paying off my five year loan. The rate was good, the application process was simple and I can easily manage the loan online. Reviewed on: 4th January 2018

Excellent and efficient

Effective and efficient service which provided a loan ay compeditive rates Reviewed on: 4th January 2018

Easy!

The easiest loan company ever! Best rates and all online and really quick to do. So simple to take out a loan and to make over payments and pay off Reviewed on: 4th January 2018

Excellent service, faultless.

So easy to use and always get a swift response and money is paid in promptly. Wouldn’t go anywhere else. Reviewed on: 4th January 2018

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