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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy as 1, 2, 3

Really easy process and a great interest rate. Excellent communication and good website functionality. Reviewed on: 30th June 2017

Best Loan lender

It was very smooth ans straight forward process to apply for the loan. Reviewed on: 30th June 2017

Great service

Easy and pain free to arrange and great customer support Reviewed on: 30th June 2017

Happy days

Great prompt service,would recommend this company to everyone keeps you informed as you go along,so simple and easy to full in the forms.Just an amazing experience,have tried others before and found Zopa the best. Reviewed on: 30th June 2017

Quick,fast service

Application was easy and simple to complete,I received my loan within days. Reviewed on: 30th June 2017

Brilliant and so quick as well!

Needed a loan, and I did it by just a few taps through my phone, pretty sure I was in the bus on my way to work as well Reviewed on: 30th June 2017

Very Easy & Helpful

They were there when I needed help - straight forward and they made sure it was affordable for me Reviewed on: 30th June 2017

Straightforward and responsible lenders

Straightforward and responsible money lenders. From start to finish I had good communication and quick transactions. No fees for early repay either. 100% satisfied. Reviewed on: 30th June 2017

All round professional service

The process was simple and quick done with minimal effort had the money in my account almost instantly. Clear and concise and easy repayment system and not penalised for early settlement Reviewed on: 30th June 2017

Best service ever

Very good customer service quick credit history check attractive Apr also available borrowing in existing loan Reviewed on: 30th June 2017

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