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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy, fair and saves you money!

I've been trying to pay off my credit card for quite a while now, and had been thinking of taking out a consolidation loan. When I read about peer to peer lending that cuts out the banks and their profits, I was a little wary as it's easier to stick with what you know, but I've found Zopa easy, clear and helpful, and much more cost effective than a usual bank loan. Reviewed on: 30th June 2017

Easy fast efficient

A easy efficient service. Easy to control repayments Reviewed on: 30th June 2017

Supreme

Brilliant service. Fast money, easy access. Low rates... What you need.more ?? Reviewed on: 30th June 2017

A1

Would highly recommend, quick and easy application at a very competitive rate. Reviewed on: 30th June 2017

Great Service

Fast, efficient & great to deal with Reviewed on: 30th June 2017

Easy peesy

The process was so straightforward, from application to buying my car was less than 3 days. Thanks zopa Reviewed on: 30th June 2017

Easy

Went online. Got quote. Accepted. Got loan. Had query. Zopa sorted it pronto. Thankyou zopa! Reviewed on: 30th June 2017

Easy and cheap!

Needed a loan and this was by far the best value (lowest interest rate) at the time, and was so straightforward to apply. Accepted quickly and received the money almost immediately. Really impressed. :-) Reviewed on: 30th June 2017

Very pleased with Zopa and their professionalism

I have used Zopa on 2 separate occasions and have been very pleased with the service I have received. On both occasions from application, installment payments through to settlement of my loan, I have felt that they were an honest, straight talking and forward thinking company. Due to this I have recommended them to friends and family and would likely use them again in the future. Gavin Gillings Reviewed on: 30th June 2017

There when needed

Had some health issues in the family so used a zopa loan to tide us over Reviewed on: 30th June 2017

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