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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
83% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

They are awsome

5
They were quick to advance a loan Reviewed on: 30th May 2017

Fast and simple

5
Applied for this loan and the money was in my account 3 days later. Only one phonecall was made to me which lasted only a few minutes. Excellent service for me as I work a lot of hours. Reviewed on: 30th May 2017

Simple and clear

5
Very straightforward and simple process. Quick decision Reviewed on: 30th May 2017

Really simple to use & understand.

5
Really easy to do business with!! Reviewed on: 30th May 2017

Awesome Loan Provider!!

5
Never dealt with them before but provided best loan rate and much quicker decision compared to my existing debtors such as sainsburys bank and M&S. Reviewed on: 30th May 2017

Very good service

5
Very easy swift reply and no complications. Good work all round. Reviewed on: 30th May 2017

Great customer service

4
Such a good company to deal with. Very easy to use website and low interest rates Reviewed on: 30th May 2017

Intuitive cheap and easy to use

5
I needed a small loan quickly in order to finance a car purchase. I couldn't be happier with the service I received from Zopa Reviewed on: 30th May 2017

Simple and easy to use

5
Straight forward and no catches no hidden charges and can see your loan and manage it all online Reviewed on: 30th May 2017

Easy, simple service

5
Excellent rates, easy to set up - couldn't ask for more Reviewed on: 30th May 2017

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