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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great Loan Service

I applied for a loan through Zopa and it couldn't have been easier. Low interest rates coupled with a very quick decision makes Zopa a brilliant loans provider! And yes I've recommended it to family and friends! Reviewed on: 30th May 2017

Easy, personal & great communications

Was looking for a loan for some home improvements. Found zopa on an internet search, very pleased that I did. Application process was very straightforward and had quick decision after a call from a friendly, professional member of their staff. As a bonus, zopa can be used for investment with a reasonable return. All in all a very pleasant straight forward experience. Highly recommended. Reviewed on: 30th May 2017

Very good rate

Quick and easy to apply very satisfied Reviewed on: 30th May 2017

The best loan

So quick and easy way to get a loan. No problems, and so simple!! Reviewed on: 30th May 2017

best deal, accessible and affordable.

I have got a 4k deal easy, no stress and with very low %, very happy. I will recommend to anyone. Reviewed on: 30th May 2017

Fantastic service

No hassle. Loan approved quickly and had no issues since Reviewed on: 30th May 2017

Top notch service

Exvellent overall service & straogjt to the point Reviewed on: 30th May 2017

great customer service

I have 2 loans with Zopa and ive had excellent customer service which sums up an excellent company. Response on queries are very quick Reviewed on: 30th May 2017

Fast and inclusive to every customer

I haven't got the best credit rating due to buying a house and not having much credit history however this hasn't stopped zopa helping me when I needed it. Thank you Reviewed on: 30th May 2017

Fantastic.

Great loan agency with remarkable interest rates. Reviewed on: 30th May 2017

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