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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick and simple

5
Setting up the personal loan was very easy. It all just seemed to happen with 0 fuss! Reviewed on: 30th May 2017
Luke Freeborough's avatar
Luke Freeborough

Zopa loan

5
Excellent service and very efficient Reviewed on: 30th May 2017
Helen's avatar
Helen

Excellent service.

5
Very friendly, very helpful. Best deal out there too. Very quick to respond. All in all very happy with the service provided. Reviewed on: 30th May 2017
Jacob Bennett's avatar
Jacob Bennett

Great service! Worked wonders for me

5
Zopa gave me a way of clearing my student overdraft in an affordable manner. They provided me with unbeatable interest and a loan personal to me! I'd recommend them to anyone. Reviewed on: 30th May 2017
Aron Sturdy 's avatar
Aron Sturdy

Very fast and easy

5
The money was in before I knew it.. super service . Very fast and easy Reviewed on: 30th May 2017
Ray's avatar
Ray

Excellent service.

5
Fast, efficient and helpful. Both myself and my partner use them. Reviewed on: 30th May 2017
David Warren 's avatar
David Warren

Quick and easy

4
I found the experience of getting the loan extremely quick and easy. From the initial enquiry right to payment of funds it was without complication as well as competative which was another important reason for me to make the decision to go with Zoopla. Reviewed on: 30th May 2017
Emanuel Henriques's avatar
Emanuel Henriques

I now have a great car

5
Before getting a Zopa Car loan I used to only be able to afford cheap cars that always broke down but with the help of my Zopa loan I was able to buy a extremely nice car with a full warranty for peace of mind but I have owned the car 12 months without a single problem with the car whatsoever, I am also in severe pain each day due to Arthritis in my spine and I now own a car with heated seats which are fantastic and help ease my back pain when driving, All THANKS to ZOPA, Reviewed on: 30th May 2017
Michael Woolley 's avatar
Michael Woolley

Great service

5
Quick easy and good value. A loan to replace all the bad aprs Reviewed on: 30th May 2017
Joseph Waters's avatar
Joseph Waters

Quick easy loan with fast response

5
Quick response, fast loan, few questions, real straight forward and easy application with a quick response time! Would recommend! Reviewed on: 30th May 2017
Robert Dennis's avatar
Robert Dennis

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