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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

GOOD FOR BAD TIME

Hi i was in bad condition , my van was break down i just backed from holiday and was not enough money to run business van and buy another and thanks for zopa to give me there hand and i am moving slowly Reviewed on: 30th May 2017

Convenient and easy

I needed a loan to tide me over. Zopa helped and from the process of applying to receiving the loan was quick, easy and very convenient. Reviewed on: 30th May 2017

Outstanding, fast, efficient and great value

I have great credit worthiness with lots of multipleroperty equity so when my mortgage provider refused a very modest increase I turned to Zopa. The experience was in stark contrast to the bank that have known me for 15 + years. Full marks I will use you again. Reviewed on: 30th May 2017

Fast

I was amazed by how quick you responded to my request!!! Reviewed on: 30th May 2017

people that care for there customers simple affordable , great deals

I was pleasantly surprised at the deal that zopa was able to offer me , great interest rate and nice people to deal with , quick and easy to arrange , I have already recommended zopa to my family and friends , I know people read reviews and sometimes people question the validity of the review , but I promise you won't be disappointed with zopa ,if you need to arrange a loan and do not won't fuss then these guys are for you , thanks again zopa Reviewed on: 30th May 2017

Highly recommended

Excellent service, very easy application, an super fast payout, an can manage your account on line change payment dates etc very good service very happy thanks zopa Reviewed on: 30th May 2017

Fast and Efficient

Very quick to complete and response was almost instant. Reviewed on: 30th May 2017

Always there

Zopa have over the years helped fund a much needed family car and also house alterations with very competitive repayment plans Reviewed on: 30th May 2017

Zopa is Zuper

After original contact with Zopa the whole experience of applying and receiving my Loan was simple straight forward and very fast.I would highly reccomend Zopa to everyone looking for Hassle free loans. Reviewed on: 30th May 2017

Excellent, fast,

Fast, simple to apply. Can't believe until money droped in to my account. It was so easy. And the best interest, compare to other lenders. Reviewed on: 30th May 2017

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