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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy to apply - quick, fair decisions

My experience with zopa loans has so far been an enjoyable one. Quick fair decisions with full explanation and easy to apply. Reviewed on: 30th May 2017

Excellent service

I got my loan approved the same day and only took 3 days to go in my account I am very happy with the rates aswell. Reviewed on: 30th May 2017

Great Service

Zopa provided me a loan at a fantastic rate with flexible terms. I'd use Zopa again no questions asked Reviewed on: 30th May 2017

First class loan provider

Easy to use, excellent rates for borrowers, can't rate them highly enough. I have already recommended them to my family and friends. Would never look anywhere else for a loan in the future. Reviewed on: 30th May 2017

Brilliant.

Best loan company ive come across, cant recommend it enough Reviewed on: 30th May 2017

Excellent value

Great company ! I've had two Zopa loans now such a good company no hassles! Reviewed on: 30th May 2017

Easy to get, easy to manage

I borrowed £3500 a few years ago for a car, paid it off a year early by managing my account online. So easy to use and competitive I went back to borrow £5000 over 5 years to put toward some major home improvement, still over 3 years left but it's a good rate and we can pay extra as and when to save on the Interest. Reviewed on: 30th May 2017

Easy loan

Fast friendly affordable. Great service and so easy to deal witg Reviewed on: 30th May 2017

Definately the best of the best

I have borrowed from zopa quite a few times in the past and currently have a loan with zopa, its definately the best company to get a loan from as its very quick and interest rates are very reasonable. I reccomend and will continue to reccoment zopa to everyone i know and A handful of family members and friends of mine have also started to use zopa and also love how quick and easy it is. Reviewed on: 30th May 2017

Lending how it should be...

I've always liked the idea of peer to peer lending but had never had a borrowing need until recently, when we purchased a new car. I applied, for a decision within hours and the money in my bank quickly so that we could go ahead and look for our new family car. What's better is that I managed to get a rate of 3% which is better than my mortgage! I recommend Zopa to anyone looking for a loan now. Reviewed on: 30th May 2017

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