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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Really great rate - easy to apply

Very simple and straightforward. Good low rate. Reviewed on: 22nd December 2016

Fast, efficient and easy to use service.

From start to finish, everything went smoothly. This is simply a great service that delivers. Reviewed on: 22nd December 2016

Fantastic and easy

From start to finish the process was easy and the money was with me in no time - they have good rates too! Reviewed on: 22nd December 2016

No anxious waiting

It was the easiest hassle free process ever. Reviewed on: 22nd December 2016

Simple and easy, with a great apr

Loan for a new/used car and everything was easy, simple and fast Reviewed on: 22nd December 2016

Zopa - fab

Took out my 2nd loan with zopa Website so easy to use and funds arrived promptly plus great rates It's how loans should be ! Top drawer Reviewed on: 22nd December 2016

Quick and hassle free borrowing

Looked for best rates available for personal loan and Zopa are the best. No phone calls, no to and fro just a quick decision and done. Everything done online as it should be in the 21st century. Reviewed on: 22nd December 2016

Very efficient service

I needed a loan and I did not want a high rate and not over too long a period. Zopa had the right loan which I took. Reviewed on: 22nd December 2016

Way to use, efficient, good value

I've been with Zopa for a few years. The website is simple to use, loans are easy to apply for and the process is very efficient. I have recommended them to people I know and will continue to do so Reviewed on: 22nd December 2016

Quick, easy, cheap

It is hard to compete with Zopas interest rates when it comes to small and short term loans. I am very satisfied. Reviewed on: 22nd December 2016

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