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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63605 reviews)

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4.94

Based on 63,605 reviews, last reviewed 1st Mar 2025

247500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It has been the smoothest, and simplest experience. It has been the smoothest, simplest and friendliest experience. I'm kept up to date and always feel I'm in control of my account. I cannot fault Zopa. Reviewed on: 1st March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63605)

A lender you can trust

I took out a loan to consolidate my outstanding debts and zopa was the only company that would approve the loan. It's re-established my credit rating and removed a great deal of pressure. I am very happy with the speed of service, the interest rates and the loan terms. Thank you Reviewed on: 19th December 2016

Excellent customer service and support

I had a great experience with using zopa for taking out a personal loan, they have great customer support and were very efficient Reviewed on: 19th December 2016

I needed a loan, I got a loan. I t was easy too!

Great and helpful customer service, My loan was available to be within hours. Reviewed on: 19th December 2016

Spot on service. Quick and no hassle.

Great service. Kept me informed throughout and reliable great service. Reviewed on: 19th December 2016

Straightforward process

Very straightforward, simple and quick process. Reviewed on: 19th December 2016

Fantastic value very quick answer to my application.

Saw a car , applied online to Zopa for a loan which was a very good interest rate . Some very simple questions , and a quick reply . I have my car now which zopa made it possible . Reviewed on: 19th December 2016

I was desperate for some quick cash to decorate my 2 girls bedroom for them before christmas and zopa saved the day, easy as pie to apply so i highly recommend!

Amazing loan company, peer to peer so im 100% going to deposit some money in soon as i can, easy to apply, literally took me 10 minutes and found out the following day my loan application was accepted, really helped me out in a big way Reviewed on: 19th December 2016

So easy to apply for a loan

Applied for loan and within 2 days it was in my bank account, no complicated forms to fill in so simple and straight forward ,this is my second loan and would not go anywhere else ,and the interest you pay back is very good would really recommend to anyone Reviewed on: 19th December 2016

Superb lender. Pay extra off your loan - at no cost. Great!

I've borrowed two or three times from Zopa now and I find it very simple and quick to get a loan. I regularly pay off a little extra to reduce my loan faster. No fees to do this. Much more user friendly than the traditional,robbing banks. 5 stars Zopa! Reviewed on: 19th December 2016

Quick efficient

From start to finish the service was 1st class .. Reviewed on: 19th December 2016

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