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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy and fast.

5
Applied for a load was approved within minutes and had the money within a few days have the option to extend loan if needed. Reviewed on: 21st December 2016

Car Loan

5
Simple and easy to use website, my loan was sorted out in just a few days, which enabled me to get myself back on the road! Reviewed on: 21st December 2016

Wonderful service

5
Fab rates, quick decision and great service! Reviewed on: 21st December 2016

A VERY SATISFYING EXPERIENCE.

5
The process was very straightforward. The in interest rates among the best. The loan was into my account within hours. Reviewed on: 21st December 2016

Excellent personal service with none of the hassle

5
Excellent personal service with none of the hassle Reviewed on: 21st December 2016

Superb!

5
The process & application was quick, easy & hassle free. Absolutely marvellous, would highly recommend. Thanks Zopa! Reviewed on: 21st December 2016

Quick and efficient loan provider. With a good interest rate.

5
Excellent provider all round with a website full of easy to understand helpful advice Reviewed on: 21st December 2016

Recommend zopa

5
Absolutely brilliant service in every way. Will be recommending my friends and family to consider zopa Reviewed on: 21st December 2016

Highly recommended

5
I found the service easy to use i had my loan within a few days and the really low interest rates are an eye catcher Reviewed on: 21st December 2016

Great service

5
Applied at 3 places and Zopa was by far the easiest and simplest. Very impressed Reviewed on: 21st December 2016

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