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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65250)

Review of the Zopa, Personal loan:

Brilliant.

The whole experience is fantastic; great service in all aspects and of course, excellent rates. Overall, a brilliant loan provider. Reviewed on: 19th December 2016

Applied for a loan turned down by other company's z...

Applied for a loan turned down by other company's zopa gave me a chance Reviewed on: 26th April 2025

Great service

Originally had visa but found services they supplied, great app thumbs up Have opened several different accounts from saving to loans . Definitely continue to bank with Reviewed on: 26th April 2025

Great if you need financial assistance

Great if you need financial assistance please don’t do, if you can’t afford payments.. Reviewed on: 26th April 2025

Fast decision and fair rate .

Fast decision and fair rate .An automated process which has that personal touch ! Zopa values its customers and is heavily committed to good customer service. I’d highly recommend them .The Zopa app helps you keep track of your finances too! Reviewed on: 26th April 2025

Simple process from start to finish with a great app...

Simple process from start to finish with a great app to be able to keep on top of all things.. Reviewed on: 26th April 2025

Wery Wery Wery Wery good !

Wery Wery Wery Wery good !!!!!!!!!! Reviewed on: 26th April 2025

Zopa and their excellent service

From enquiring to securing a loan Zopa were amazing and very helpful. They didn’t just try to push a product they took time to help me Reviewed on: 26th April 2025

Good rates, helpful people, good range of products a...

Good rates, helpful people, good range of products available to choose from and good rates for everyone that make it affordable Reviewed on: 26th April 2025

Really easy to apply

Really easy to apply , money in your bank straight away, the app is really easy to navigate Reviewed on: 26th April 2025

Hassle free outstanding service .

Fast and simple application. Great experience Reviewed on: 26th April 2025

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