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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (61053 reviews)

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4.94

Based on 61,053 reviews, last reviewed 3rd Jan 2025

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Life changing Helped me consolidate my credit cards into one manageable payment. Cleared all my debts. Buying a house now. Top banana. Reviewed on: 3rd January 2025

Latest lowest rating:

1

High interest rates High interest rates, however easy to get accepted Reviewed on: 24th May 2024

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (61053)

Review of the Zopa, Personal Loan:

Best company I have dealt with for personal loans.

I have several personal loans with Zopa and have found the process of applying and receiving decisions/monies very quick and transparent. The company keeps me up to date with payment history, etc., and is generally very professional across the board. Reviewed on: 9th January 2024

Excellent value for money, cheaper than a lot of oth...

Excellent value for money, cheaper than a lot of other companies, keep you up to date with everything, can easily contact, overall cannot fault them. Reviewed on: 13th April 2024

Good interest rate; easy to use and functional app.

Good interest rate; easy to use and functional app. Now also managing some savings with Zopa through the app too. Reviewed on: 13th April 2024

Online banking and financial services.

Online banking and financial services. Good interest rate on my loan and excellent savings account interest rates Reviewed on: 13th April 2024

5* loan rates

I have used this company on 2 occasions. They still provide the best interest rates and I would highly recommend them ! Reviewed on: 13th April 2024

Fast acting

When I applied for the loan, it was very easy and the money was available to me in my bank in less than three minutes! Reviewed on: 13th April 2024

Zopa has been very help in my financial situation, w...

Zopa has been very help in my financial situation, with a very flexible payments plan Reviewed on: 12th April 2024

Really helpful though all process of everythin...

Really helpful though all process of loan everything explained and can get through to a real person not just a bot Reviewed on: 12th April 2024

Awesome products easy to use.

Awesome products easy to use. Overall value for money. Reviewed on: 12th April 2024

Try and see what happens

Decided to apply don’t have the best credit score BUT a quick decision…it was a yes and secured within a few hours. Customer service excellent Reviewed on: 12th April 2024

Great rates and super efficient service.

Great rates and super efficient service. I’ve never dealt with better in my 35 years of banking Reviewed on: 12th April 2024

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