Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63689 reviews)

View other Zopa products

4.94

Based on 63,689 reviews, last reviewed 4th Mar 2025

255600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Applied for a loan and was received same day. Applied for a loan and was received same day. Very easy application process Reviewed on: 4th March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63689)

Review of the Zopa, Personal Loan:

Ease decision same day

So easy to do online loan therethe same day Reviewed on: 3rd March 2025

Applied for a loan and was received same day.

Applied for a loan and was received same day. Very easy application process Reviewed on: 4th March 2025

Good rates quick checks and fast borrowing

Good rates quick checks and fast borrowing Reviewed on: 4th March 2025

quick easy and secure.

quick easy and secure. money transferred quickly and process of paying off extra easy to do. Reviewed on: 4th March 2025

I love the premise that your money gets to work for...

I love the premise that your money gets to work for you whilst helping someone else. The interest rates are comparable and not excessive just because they can be. I also was pleasantly surprised at their new bank account offering and top tip to save the loan payment when the loan finishes. You've managed without the money for so many years, why not let it work for you instead for a holiday or to pay off a lump sum off your mortgage. Reviewed on: 4th March 2025

Very good custozmer service

Very good customer service will recommend to others Reviewed on: 4th March 2025

Very helpful team happy with my loan

Very helpful team happy with my loan Reviewed on: 4th March 2025

Zopa gave me a really good deal for a loan that I ca...

Zopa gave me a really good deal for a loan that I can afford and with interest that is very competitive compared to most other loan companies! Recommend them to anyone wanting to sort their debt issues. Reviewed on: 3rd March 2025

Fast and informative very helpful and good communica...

Fast and informative very helpful and good communication Reviewed on: 3rd March 2025

Great Experience

Fast and efficient very easy process and definitely a great website Reviewed on: 3rd March 2025

Great company

Quick, easy, excellent service, hassle free. Reviewed on: 3rd March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 2.00 from 2 reviews
Creation Personal Loan
from Creation 2.98 from 48 reviews
Payday Loans
from Cashfloat 4.82 from 163 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub