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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64727 reviews)

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4.94

Based on 64,727 reviews, last reviewed 17th Apr 2025

38% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent The whole process of applying for a loan is fast, simple and the repayments are well explained. The app is well made and easy to navigate and overpaym... Read more Reviewed on: 17th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64727)

Review of the Zopa, Personal Loan:

Works hard to deliver

My situation wasn't straightforward, but Zopa followed up and did all it could to help the loan to happen. Reviewed on: 30th June 2017

Excellent

The whole process of applying for a loan is fast, simple and the repayments are well explained. The app is well made and easy to navigate and overpayments are a doddle. Reviewed on: 17th April 2025

Straightforward

Very easy process from the moment I have applied for the loan. Reviewed on: 17th April 2025

Smooth, Transparent, and Reliable Lending Experience!

I had a fantastic experience with Zopa when I took out a personal loan. From start to finish, the entire process was smooth, transparent, and incredibly user-friendly. The application was straightforward, and I appreciated the clear breakdown of the interest rate and repayment terms right from the beginning. What stood out the most was Zopa’s commitment to keeping everything simple and honest—there were no hidden charges or confusing jargon. The funds were transferred quickly, and I received timely updates throughout. Their customer service team was also responsive and helpful whenever I had questions. I highly recommend Zopa to anyone looking for a trustworthy and efficient loan provider. They’ve certainly earned my confidence, and I wouldn’t hesitate to use their services again in the future. Reviewed on: 17th April 2025

Very fast service just perfect

Very fast service just perfect. Highly recommend Reviewed on: 17th April 2025

Really helpful

Really good company easy to apply and money in the bank within days Reviewed on: 17th April 2025

Very easy application and quick decision.

Very easy application and quick decision. Reviewed on: 17th April 2025

Quick and easy to arrange a loan, fast decision and...

Quick and easy to arrange a loan, fast decision and payment to account Reviewed on: 17th April 2025

Appreciate

When I first got a loan from zopa, it was good and I went to others for loanbut I was denied and zopa offer me the loan which I was so excited for Reviewed on: 17th April 2025

Quick and easy.

Quick and easy. Money came through straight away. The app tells you what you can borrow and calculate how much to pay back. This makes life simple. Reviewed on: 17th April 2025

Easy application.

Easy application. App is easy to use and provides easy access to account. Reviewed on: 17th April 2025

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