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118 118 Money: Personal Loan reviews

3.50
Based on 69 reviews, last reviewed 18th Jul 2024
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
12%
See only 3 star reviews
9%
See only 2 star reviews
4%
See only 1 star reviews
22%

Latest highest rating:

5

The best company Always happy with customer The best company Always happy with customer Reviewed on: 13th June 2024
Vasilijs Z's avatar
Vasilijs Z

Latest lowest rating:

1

I applied for a loan put in the whole of my card det... I applied for a loan put in the whole of my card details so they can clearly hack in to my account ! Or take money from me now and couldn’t offer me a... Read more Reviewed on: 18th July 2024
Jade S's avatar
Jade S

About this product

Are you trying to determine whether 118 118 Money Personal Loans offer good value for money? At Smart Money People, we collect reviews of 118 118 Money Personal Loan in order to help you make an informed decision. If you're an existing 118 118 Money customer, please share your experience and let others know what you thought of their Personal Loan.

118 118 Money Personal Loan reviews (69)

Review of the 118 118 Money, Personal Loan:

It was ok

3
Nothing special to say, gear yourself up to be pushed into to getting a loan. They do keep your loan open for a week or so but as you always seem to be taking to someone in America they can be a bit pushy at times. Customer service is typically American Reviewed on: 24th April 2017

Terrible

1
If you have any sense stay away from this company, liars with shocking customer service if that's what you call it. Reviewed on: 13th May 2021

Super

5
Удивително добра и бърза работи и с приложение виждане на сметката ви по всяко време Reviewed on: 22nd March 2021

They pre approved your loan and then

1
They pre approved your loan and once you put in for it they are unable to provide. + the app does not work. Reviewed on: 10th February 2021

Easy to understand

4
Searching through pages of “the need to read “ when thinking of applying can be daunting. 118 loan paperwork is easy to follow Reviewed on: 7th July 2020

Not the best

2
Hard work, not great rates or terms Reviewed on: 12th June 2020

helpful

5
when I signed up for 118 118 money i was excepted in a matter of weeks. the money i loaned helped me and my family i am so thankful Reviewed on: 10th June 2020

Brilliant customer service

5
Provided a final outcome on minutes with detailed information into how thinks would proceed Reviewed on: 27th April 2020

Early settlement - denied!

1
I have contacted them multiple times over the past month ( via chat ) requesting a quote to settle the loan early. They are unable to help because of some "issues" on their end. Well, this isn't really my problem is it? They told me to call them instead... well i did try, nobody picking the phone! From the loan agreement: "Pursuant to Section 94 of the Consumer Credit Act 1974, You have a right to repay the loan early at any time in full or in part." Since i am bying denied the right to repay it early and therfore lose money because now i have to pay more... I am going to contact trading standards. I will also leave the very same review on every possible review site i can find them on. People need to be aware of how they treat their customers! Reviewed on: 9th April 2020

Thanks for not caring

1
Shame you can't give a 0 stars review. Absolutely stay away from this company. Loans are given out fast and easily but if you have any issues there customer services is scripted and uncaring and the terms and conditions are unethical. I was in a nasty vehicle accident, I went out of my way despite being in hospital injured to notify them I would have 0 income for 2+ months as I'd be on sick leave, for them to be the only company I've ever met who continues to default you and add arrears. Complains go nowhere and you get the response it's policy allot and you even get defaults if your on a payment plan so even when you go back to normal payments your never out of arrears. I have worked with other companies and I've never known a back handed view like this.. Ever. IF YOU FALL ON ANY HARD TIMES THEY WILL MAKE YOUR LIFE HELL. You'll spend most of your time stressed. Ill... Pay us..... Lost you job... Pay us.... Nearly died... Who cares pay us. I'm not exajerating this has been my experience since my accident dealing with this company. My advice go somewhere else for your loan, they dont care about you or any accidental circumstance changes. Unsympathetic and disgusting Reviewed on: 11th February 2020

Bad

1
Closed account early without letting me know sent debt more then I owed to Carr’s recovery Reviewed on: 10th February 2020

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