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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Really simple process, app is easy to use also and c...

5
Really simple process, app is easy to use also and clarity with communication. Reviewed on: 26th April 2026

Good ,came through when I need the loan although the...

5
Good ,came through when I need the loan although the interest rate was high Reviewed on: 26th April 2026

Very helpful and fast.

4
Very helpful and fast. Decent apr Reviewed on: 26th April 2026

I am very happy with my experience with 118 118 Money.

5
I am very happy with my experience with 118 118 Money. The application process for my personal loan was straightforward and very quick. The communication was clear at every stage. Highly recommended for anyone looking for a reliable lender. Reviewed on: 26th April 2026

Easy to apply and understand.

5
Easy to apply and understand. The app holds everything you need to know and do. Costumer service is great. Thank you. Reviewed on: 26th April 2026

The service is great, good value for money, sometime...

4
The service is great, good value for money, sometimes the app let's them down and their online chat hasn't always worked when I've needed it. Reviewed on: 26th April 2026

I’m very happy with your service,excellent

5
I’m very happy with your service,excellent Reviewed on: 26th April 2026

Good platform to borrow with good service

4
Good platform to borrow with good service Reviewed on: 25th April 2026

Good neutral about customer service

4
Good , easy to deal with , website a bit hard Reviewed on: 25th April 2026

Very quick service, excellent clearly agreement

5
Very quick service, excellent clearly agreement Reviewed on: 25th April 2026

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