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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3117 reviews)

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4.88

Based on 3,117 reviews, last reviewed 12th Apr 2026

117800% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Loan account Over the past 6 years i have had 2 loans from 118 they have been easy to apply for and affordable i never miss a payment you receive payment reminder... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Absolutely crucified on interest, so essentially I’v... Absolutely crucified on interest, so essentially I’ve paid 2.5 times the initial loan value. In previous times, it’s called loansharking when people ... Read more Reviewed on: 11th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3117)

Nice and fast very good service and good products fo...

Nice and fast very good service and good products for customers I will back to this company and I will recommend in the future Reviewed on: 11th April 2026

Smooth an reliable

Smooth and reliable , easy application process, I will definitely recommend Reviewed on: 11th April 2026

Was really easy, just fill in a few questions, and t...

Was really easy, just fill in a few questions, and the money was in my bank within 2 hours. No phone call needed, no complicated questions, very quick and easy, and thats with my bad credit Reviewed on: 11th April 2026

quick processing time, good customer service when ne...

quick processing time, good customer service when needed, easy to change payment dates when required Reviewed on: 11th April 2026

Easy application.

Easy application. The app is a great help and very easy to navigate. Communication is great from the company. We are kept in the loop. Great offers as well Reviewed on: 11th April 2026

My experience

Absolutely brilliant company, gave me a loan would recommend Reviewed on: 11th April 2026

I recommend 118 118 personal loan

Excellent service, quick and hassle free. Would and do recommend to everyone Reviewed on: 11th April 2026

Easy payments and very friendly customer service

Easy payments and very friendly customer service Reviewed on: 11th April 2026

Easy to apply, quick answer and momney in account st...

Easy to apply, quick answer and momney in account straight away. No hassle. App easy to use an keeps up to date with every. Good correspondence from company and we'll inform on further services. Reviewed on: 11th April 2026

excellent i like it recommend mostly

excellent i like it recommend mostly Reviewed on: 11th April 2026

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