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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1809 reviews)

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4.90

Based on 1,809 reviews, last reviewed 1st Aug 2025

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1809)

Easy application process.

Easy application process. Good online experience. Reviewed on: 24th April 2025

Loan simple and easy and affordable to pay back.

It was very simple to obtain loan from your company. Easy and simple and very affordable for me to repay my loan. Reviewed on: 24th April 2025

Easy and quick application.

Easy and quick application. Money was deposited very quickly and a very east to use app to track your payments . Very happy Reviewed on: 23rd April 2025

Easy to use

Easy to apply and use, app is brilliant and easy to make payments. Reviewed on: 23rd April 2025

Really quick and easy - very helpful

Really quick and easy - very helpful Reviewed on: 23rd April 2025

No hidden surprises, great rate and even better cust...

No hidden surprises, great rate and even better customer service. Reviewed on: 23rd April 2025

Easy to apply for the loan & fuss free.

Easy to apply for the loan & fuss free. Also money went in the bank really quick to Reviewed on: 23rd April 2025

Very good

Couldn't ask for a better deal. Saved me at the right time Reviewed on: 23rd April 2025

The Quickest Loan Application!

My application process was super easy and quick. I received my money one working day after my application. Their T&Cs are easy to read, not written with heavily law language. Their app is very user friendly and their APR is very competitive. Their credit card limit is very fair as the previous credit card provider didn't increase my limit a penny after 2 years of being with them. I started to use my Aqua credit card with my Apple Pay without receiving the physical credit card! Reviewed on: 23rd April 2025

Secure and affordable lending.

At the time of getting this loan, I was sure no one would offer me a loan. I made bad choices for my family finances a d 118 118 came as a saving grace. Application was very easy and money was instant. But all in all, the security and affordability calculations, were done to help determine my borrowing. Reviewed on: 23rd April 2025

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