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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Didn't take long at all easy from start to finish.

5
Didn't take long at all easy from start to finish. The app is fantastic and easy to use very impressed with the service overall. Reviewed on: 13th May 2026

Was helpful and fair and gave me a loan when others...

5
Was helpful and fair and gave me a loan when others wouldn't even though my credit score is good Reviewed on: 13th May 2026

Easy and efficient

5
It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026

O dinheiro veio na hora certa e me ajudou muito.

5
O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026

Very efficient and reliable.

5
Very efficient and reliable. Good value for money and dedicated customers care Reviewed on: 7th May 2026

Good experiance keepyou updated and fast response

5
Good experiance keepyou updated and fast response Reviewed on: 5th May 2026

Easy and smooth.

5
Easy and smooth. Nice platform to access quick money Reviewed on: 5th May 2026

Easy and secure

5
Very easy and secure ,i needed a loan and I contacted 118 money for a personal loan ,the advisor help me with all the details and in less 24hours I had the money in my account Reviewed on: 3rd May 2026

It was easy to set up, and easy to pay...

5
It was easy to set up, and easy to pay back Reviewed on: 1st May 2026

Received my affordable loan approved same day and th...

5
Received my affordable loan approved same day and the money was in my account. I would recommend to my family and friends. It's really a no hassle loan and I would do it again for my next vacation. Thank you 118 118 Money for my personal loan Reviewed on: 30th April 2026

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