Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3127 reviews)

View other 118 118 Money products

4.88

Based on 3,127 reviews, last reviewed 17th Apr 2026

118600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

118 118 money has been easy to use and very customer... 118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapi... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (3127)

118 118 money has been easy to use and very customer...

118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapid as well. Reviewed on: 17th April 2026

118118 which is easy to access to get loan and fast...

118118 which is easy to access to get loan and fast deposit my account and direct bedt remember 3days earlier. Reviewed on: 15th April 2026

I got money i was in need just took few minute for p...

I got money i was in need just took few minute for processes Reviewed on: 14th April 2026

This loan was available to me when I needed it and h...

This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026

Compliance to financial regulations.

The interest rate on my loan was very moderate which means 118 118 money is very compliances to credit regulations. This makes financial life more meaningful. Reviewed on: 13th April 2026

Positive

Super , and fast service . Apply and 1 hour was done Reviewed on: 13th April 2026

Very easy to use

Very easy to use and app keeps you up to date on where you are although loan interest rates are a little high Reviewed on: 12th April 2026

118 The great way to borrow

Clear and straightforward application process. Regular updates and reminders about payments due and remaining balance owing. I feel confident about both the affordability of my loan and in managing the repayments. Reviewed on: 12th April 2026

From application to completion and acceptance your u...

From application to completion and acceptance your updates was great and put my mind at ease Reviewed on: 12th April 2026

Never again

Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and forever messaging you and pestering you to make sure have enough money to cover your direct debit Reviewed on: 12th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from AA 1.49 from 46 reviews
Personal Loan
from 1st Class Credit Union 4.02 from 23 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 3223 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub