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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy to apply

5
Quick and easy to be accepted and great sending out customer emails quickly. Reviewed on: 25th April 2026

I find they are so easy to communicate with, and the...

5
I find they are so easy to communicate with, and they are also very helpful. I don’t feel any pressure about taking a loan and the rates are fair. Reviewed on: 25th April 2026

Nice and easy online experience trouble free

5
Nice and easy online experience trouble free Reviewed on: 25th April 2026

Happy Client

5
Its was great, the process was straight foward Reviewed on: 25th April 2026

I have applied for loan its so quick and reasonable...

5
I have applied for loan its so quick and reasonable APR. Recommended Reviewed on: 24th April 2026

It as been a really good, really helpful service

5
It as been a really good, really helpful service Reviewed on: 24th April 2026

Very good lender

4
It’s was very easy and fast to get the loan Reviewed on: 24th April 2026

I applied for a loan which was quick and simple and...

5
I applied for a loan which was quick and simple and the money was transferred into my bank with no issues Reviewed on: 24th April 2026

Very easy

5
Very easy to get the loan straight away, no hassle Reviewed on: 24th April 2026

Excellent service and good support

5
Excellent service and good support Reviewed on: 24th April 2026

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