Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1812 reviews)

View other 118 118 Money products

4.90

Based on 1,812 reviews, last reviewed 9th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (1812)

Very good

Couldn't ask for a better deal. Saved me at the right time Reviewed on: 23rd April 2025

The Quickest Loan Application!

My application process was super easy and quick. I received my money one working day after my application. Their T&Cs are easy to read, not written with heavily law language. Their app is very user friendly and their APR is very competitive. Their credit card limit is very fair as the previous credit card provider didn't increase my limit a penny after 2 years of being with them. I started to use my Aqua credit card with my Apple Pay without receiving the physical credit card! Reviewed on: 23rd April 2025

Secure and affordable lending.

At the time of getting this loan, I was sure no one would offer me a loan. I made bad choices for my family finances a d 118 118 came as a saving grace. Application was very easy and money was instant. But all in all, the security and affordability calculations, were done to help determine my borrowing. Reviewed on: 23rd April 2025

5star from start to finish

great service very fast and simple Reviewed on: 23rd April 2025

quick process to get loan and money available in ba...

quick process to get loan and money available in bank account in couple of minutes Reviewed on: 23rd April 2025

I was looking for a personal loan and I have been su...

I was looking for a personal loan and I have been suggested this company, the process has been very quick and I have been able to receive my loan on a same day! Reviewed on: 23rd April 2025

Excellent customer service and great system

Excellent customer service and great system Reviewed on: 23rd April 2025

Best loan company

Easy to apply and easy steps to go through Reviewed on: 23rd April 2025

Very good customer service ,fast payment

Very good customer service ,fast payment Reviewed on: 23rd April 2025

First time using 118 118 money good

First time using 118 118 money good Reviewed on: 23rd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Bedford Credit Union 5.00 from 7 reviews
Short-term loan
from Uberima 0.00 from 0 reviews
Personal loan
from Finio Loans (formerly Likely Loans) 4.85 from 3893 reviews

Want to see more from 118 118 Money?

Credit Card
from 118 118 Money 4.83 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub