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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Hey i really appreciate this company for providing h...

5
Hey i really appreciate this company for providing help in needy times, however the interest rate is way too high, I am not happy with that, I will be very honest with everyone. Reviewed on: 24th April 2026

Great experience, interest well explained

5
Great experience, interest well explained Reviewed on: 24th April 2026

This is my first time with 118 188 money personal lo...

4
This is my first time with 118 188 money personal loan, but i am really impressed with their way comunicating with me. I am regularly updated Reviewed on: 24th April 2026

I was struggling with money and these were super hel...

5
I was struggling with money and these were super helpful with me they have been brillilliant with me no problems at all Reviewed on: 24th April 2026

Helpful and honest took a chance on me and I am grat...

5
Helpful and honest took a chance on me and I am grateful Reviewed on: 24th April 2026

Quick and easy to apply.

5
Quick and easy to apply. Clear information Reviewed on: 24th April 2026

Very good Apr rates, affordable repayments and funds...

5
Very good Apr rates, affordable repayments and funds in my bank account within minutes. Also application very easy. Reviewed on: 23rd April 2026

Loving the app

5
It has been very easy to set up and the correspondence is good. I like the app as I can check how things are going. Reviewed on: 23rd April 2026

118 118 helped me a lot financially in achieving my...

5
118 118 helped me a lot financially in achieving my dream goal Reviewed on: 23rd April 2026

Fantastic great had really good experience

5
Fantastic great had really good experience Reviewed on: 23rd April 2026

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