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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

I was struggling with money and these were super hel...

5
I was struggling with money and these were super helpful with me they have been brillilliant with me no problems at all Reviewed on: 24th April 2026

Helpful and honest took a chance on me and I am grat...

5
Helpful and honest took a chance on me and I am grateful Reviewed on: 24th April 2026

Quick and easy to apply.

5
Quick and easy to apply. Clear information Reviewed on: 24th April 2026

Very good Apr rates, affordable repayments and funds...

5
Very good Apr rates, affordable repayments and funds in my bank account within minutes. Also application very easy. Reviewed on: 23rd April 2026

Loving the app

5
It has been very easy to set up and the correspondence is good. I like the app as I can check how things are going. Reviewed on: 23rd April 2026

118 118 helped me a lot financially in achieving my...

5
118 118 helped me a lot financially in achieving my dream goal Reviewed on: 23rd April 2026

Fantastic great had really good experience

5
Fantastic great had really good experience Reviewed on: 23rd April 2026

Get on it

4
Been with the company many years, always been helpful for when I needed the help got about 4 other people to use them & never had a complaint Reviewed on: 23rd April 2026

Excellent thank you

5
Easy to talk to quick decisions excellent Reviewed on: 23rd April 2026

Very easy to navigate and process was swift

5
Very easy to navigate and process was swift Reviewed on: 23rd April 2026

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